LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,347
−HK$4,976/mo
▼ 0.25% · 3.875%
HK$81,816
−HK$2,507/mo
Today · 4.125%
HK$84,323
baseline
▲ 0.50% · 4.625%
HK$89,454
+HK$5,131/mo
Deposit HK$17.40M · loan HK$17.40M · min. income ≈ HK$168,646/mo (50% DSR)
Upfront cash ≈ HK$18.88M (deposit + AVD stamp duty HK$1,478,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,273
−HK$4,769/mo
▼ 0.25% · 3.875%
HK$90,641
−HK$2,401/mo
Today · 4.125%
HK$93,042
baseline
▲ 0.50% · 4.625%
HK$97,947
+HK$4,905/mo
Deposit HK$17.40M · loan HK$17.40M · min. income ≈ HK$186,084/mo (50% DSR)
Upfront cash ≈ HK$18.88M (deposit + AVD stamp duty HK$1,478,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,217
−HK$5,971/mo
▼ 0.25% · 3.875%
HK$98,179
−HK$3,009/mo
Today · 4.125%
HK$101,188
baseline
▲ 0.50% · 4.625%
HK$107,345
+HK$6,157/mo
Deposit HK$13.92M · loan HK$20.88M · min. income ≈ HK$202,376/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,478,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,928
−HK$5,723/mo
▼ 0.25% · 3.875%
HK$108,769
−HK$2,882/mo
Today · 4.125%
HK$111,651
baseline
▲ 0.50% · 4.625%
HK$117,536
+HK$5,885/mo
Deposit HK$13.92M · loan HK$20.88M · min. income ≈ HK$223,302/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,478,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,086
−HK$6,966/mo
▼ 0.25% · 3.875%
HK$114,542
−HK$3,510/mo
Today · 4.125%
HK$118,052
baseline
▲ 0.50% · 4.625%
HK$125,236
+HK$7,184/mo
Deposit HK$10.44M · loan HK$24.36M · min. income ≈ HK$236,104/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$1,478,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,582
−HK$6,677/mo
▼ 0.25% · 3.875%
HK$126,897
−HK$3,362/mo
Today · 4.125%
HK$130,259
baseline
▲ 0.50% · 4.625%
HK$137,125
+HK$6,866/mo
Deposit HK$10.44M · loan HK$24.36M · min. income ≈ HK$260,518/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$1,478,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,825
−HK$8,957/mo
▼ 0.25% · 3.875%
HK$147,268
−HK$4,514/mo
Today · 4.125%
HK$151,782
baseline
▲ 0.50% · 4.625%
HK$161,017
+HK$9,235/mo
Deposit HK$3.48M · loan HK$31.32M · min. income ≈ HK$303,564/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,478,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,892
−HK$8,584/mo
▼ 0.25% · 3.875%
HK$163,153
−HK$4,323/mo
Today · 4.125%
HK$167,476
baseline
▲ 0.50% · 4.625%
HK$176,304
+HK$8,828/mo
Deposit HK$3.48M · loan HK$31.32M · min. income ≈ HK$334,952/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,478,897 · Scale 2, in force from 26 Feb 2026)