LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,348
−HK$4,976/mo
▼ 0.25% · 3.875%
HK$81,816
−HK$2,508/mo
Today · 4.125%
HK$84,324
baseline
▲ 0.50% · 4.625%
HK$89,455
+HK$5,131/mo
Deposit HK$17.40M · loan HK$17.40M · min. income ≈ HK$168,648/mo (50% DSR)
Upfront cash ≈ HK$18.88M (deposit + AVD stamp duty HK$1,478,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,274
−HK$4,769/mo
▼ 0.25% · 3.875%
HK$90,641
−HK$2,402/mo
Today · 4.125%
HK$93,043
baseline
▲ 0.50% · 4.625%
HK$97,947
+HK$4,904/mo
Deposit HK$17.40M · loan HK$17.40M · min. income ≈ HK$186,086/mo (50% DSR)
Upfront cash ≈ HK$18.88M (deposit + AVD stamp duty HK$1,478,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,217
−HK$5,971/mo
▼ 0.25% · 3.875%
HK$98,179
−HK$3,009/mo
Today · 4.125%
HK$101,188
baseline
▲ 0.50% · 4.625%
HK$107,345
+HK$6,157/mo
Deposit HK$13.92M · loan HK$20.88M · min. income ≈ HK$202,376/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,478,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,928
−HK$5,723/mo
▼ 0.25% · 3.875%
HK$108,769
−HK$2,882/mo
Today · 4.125%
HK$111,651
baseline
▲ 0.50% · 4.625%
HK$117,537
+HK$5,886/mo
Deposit HK$13.92M · loan HK$20.88M · min. income ≈ HK$223,302/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,478,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,087
−HK$6,966/mo
▼ 0.25% · 3.875%
HK$114,542
−HK$3,511/mo
Today · 4.125%
HK$118,053
baseline
▲ 0.50% · 4.625%
HK$125,236
+HK$7,183/mo
Deposit HK$10.44M · loan HK$24.36M · min. income ≈ HK$236,106/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$1,478,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,583
−HK$6,677/mo
▼ 0.25% · 3.875%
HK$126,898
−HK$3,362/mo
Today · 4.125%
HK$130,260
baseline
▲ 0.50% · 4.625%
HK$137,126
+HK$6,866/mo
Deposit HK$10.44M · loan HK$24.36M · min. income ≈ HK$260,520/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$1,478,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,826
−HK$8,957/mo
▼ 0.25% · 3.875%
HK$147,269
−HK$4,514/mo
Today · 4.125%
HK$151,783
baseline
▲ 0.50% · 4.625%
HK$161,018
+HK$9,235/mo
Deposit HK$3.48M · loan HK$31.32M · min. income ≈ HK$303,566/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,478,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,893
−HK$8,584/mo
▼ 0.25% · 3.875%
HK$163,154
−HK$4,323/mo
Today · 4.125%
HK$167,477
baseline
▲ 0.50% · 4.625%
HK$176,305
+HK$8,828/mo
Deposit HK$3.48M · loan HK$31.32M · min. income ≈ HK$334,954/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,478,906 · Scale 2, in force from 26 Feb 2026)