LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,349
−HK$4,976/mo
▼ 0.25% · 3.875%
HK$81,818
−HK$2,507/mo
Today · 4.125%
HK$84,325
baseline
▲ 0.50% · 4.625%
HK$89,456
+HK$5,131/mo
Deposit HK$17.40M · loan HK$17.40M · min. income ≈ HK$168,650/mo (50% DSR)
Upfront cash ≈ HK$18.88M (deposit + AVD stamp duty HK$1,478,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,275
−HK$4,770/mo
▼ 0.25% · 3.875%
HK$90,643
−HK$2,402/mo
Today · 4.125%
HK$93,045
baseline
▲ 0.50% · 4.625%
HK$97,949
+HK$4,904/mo
Deposit HK$17.40M · loan HK$17.40M · min. income ≈ HK$186,090/mo (50% DSR)
Upfront cash ≈ HK$18.88M (deposit + AVD stamp duty HK$1,478,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,219
−HK$5,971/mo
▼ 0.25% · 3.875%
HK$98,181
−HK$3,009/mo
Today · 4.125%
HK$101,190
baseline
▲ 0.50% · 4.625%
HK$107,348
+HK$6,158/mo
Deposit HK$13.92M · loan HK$20.88M · min. income ≈ HK$202,380/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,478,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,931
−HK$5,723/mo
▼ 0.25% · 3.875%
HK$108,772
−HK$2,882/mo
Today · 4.125%
HK$111,654
baseline
▲ 0.50% · 4.625%
HK$117,539
+HK$5,885/mo
Deposit HK$13.92M · loan HK$20.88M · min. income ≈ HK$223,308/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,478,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,089
−HK$6,966/mo
▼ 0.25% · 3.875%
HK$114,545
−HK$3,510/mo
Today · 4.125%
HK$118,055
baseline
▲ 0.50% · 4.625%
HK$125,239
+HK$7,184/mo
Deposit HK$10.44M · loan HK$24.36M · min. income ≈ HK$236,110/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$1,478,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,586
−HK$6,677/mo
▼ 0.25% · 3.875%
HK$126,900
−HK$3,363/mo
Today · 4.125%
HK$130,263
baseline
▲ 0.50% · 4.625%
HK$137,129
+HK$6,866/mo
Deposit HK$10.44M · loan HK$24.36M · min. income ≈ HK$260,526/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$1,478,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,829
−HK$8,957/mo
▼ 0.25% · 3.875%
HK$147,272
−HK$4,514/mo
Today · 4.125%
HK$151,786
baseline
▲ 0.50% · 4.625%
HK$161,021
+HK$9,235/mo
Deposit HK$3.48M · loan HK$31.32M · min. income ≈ HK$303,572/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,478,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,896
−HK$8,584/mo
▼ 0.25% · 3.875%
HK$163,157
−HK$4,323/mo
Today · 4.125%
HK$167,480
baseline
▲ 0.50% · 4.625%
HK$176,309
+HK$8,829/mo
Deposit HK$3.48M · loan HK$31.32M · min. income ≈ HK$334,960/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,478,935 · Scale 2, in force from 26 Feb 2026)