LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,351
−HK$4,976/mo
▼ 0.25% · 3.875%
HK$81,819
−HK$2,508/mo
Today · 4.125%
HK$84,327
baseline
▲ 0.50% · 4.625%
HK$89,458
+HK$5,131/mo
Deposit HK$17.40M · loan HK$17.40M · min. income ≈ HK$168,654/mo (50% DSR)
Upfront cash ≈ HK$18.88M (deposit + AVD stamp duty HK$1,478,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,277
−HK$4,770/mo
▼ 0.25% · 3.875%
HK$90,645
−HK$2,402/mo
Today · 4.125%
HK$93,047
baseline
▲ 0.50% · 4.625%
HK$97,951
+HK$4,904/mo
Deposit HK$17.40M · loan HK$17.40M · min. income ≈ HK$186,094/mo (50% DSR)
Upfront cash ≈ HK$18.88M (deposit + AVD stamp duty HK$1,478,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,221
−HK$5,972/mo
▼ 0.25% · 3.875%
HK$98,183
−HK$3,010/mo
Today · 4.125%
HK$101,193
baseline
▲ 0.50% · 4.625%
HK$107,350
+HK$6,157/mo
Deposit HK$13.92M · loan HK$20.88M · min. income ≈ HK$202,386/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,478,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,933
−HK$5,723/mo
▼ 0.25% · 3.875%
HK$108,774
−HK$2,882/mo
Today · 4.125%
HK$111,656
baseline
▲ 0.50% · 4.625%
HK$117,542
+HK$5,886/mo
Deposit HK$13.92M · loan HK$20.88M · min. income ≈ HK$223,312/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,478,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,092
−HK$6,966/mo
▼ 0.25% · 3.875%
HK$114,547
−HK$3,511/mo
Today · 4.125%
HK$118,058
baseline
▲ 0.50% · 4.625%
HK$125,242
+HK$7,184/mo
Deposit HK$10.44M · loan HK$24.36M · min. income ≈ HK$236,116/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$1,478,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,588
−HK$6,677/mo
▼ 0.25% · 3.875%
HK$126,903
−HK$3,362/mo
Today · 4.125%
HK$130,265
baseline
▲ 0.50% · 4.625%
HK$137,132
+HK$6,867/mo
Deposit HK$10.44M · loan HK$24.36M · min. income ≈ HK$260,530/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$1,478,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,832
−HK$8,957/mo
▼ 0.25% · 3.875%
HK$147,275
−HK$4,514/mo
Today · 4.125%
HK$151,789
baseline
▲ 0.50% · 4.625%
HK$161,025
+HK$9,236/mo
Deposit HK$3.48M · loan HK$31.32M · min. income ≈ HK$303,578/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,478,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,899
−HK$8,585/mo
▼ 0.25% · 3.875%
HK$163,161
−HK$4,323/mo
Today · 4.125%
HK$167,484
baseline
▲ 0.50% · 4.625%
HK$176,312
+HK$8,828/mo
Deposit HK$3.48M · loan HK$31.32M · min. income ≈ HK$334,968/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,478,968 · Scale 2, in force from 26 Feb 2026)