LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,356
−HK$4,977/mo
▼ 0.25% · 3.875%
HK$81,825
−HK$2,508/mo
Today · 4.125%
HK$84,333
baseline
▲ 0.50% · 4.625%
HK$89,464
+HK$5,131/mo
Deposit HK$17.40M · loan HK$17.40M · min. income ≈ HK$168,666/mo (50% DSR)
Upfront cash ≈ HK$18.88M (deposit + AVD stamp duty HK$1,479,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,283
−HK$4,770/mo
▼ 0.25% · 3.875%
HK$90,651
−HK$2,402/mo
Today · 4.125%
HK$93,053
baseline
▲ 0.50% · 4.625%
HK$97,958
+HK$4,905/mo
Deposit HK$17.40M · loan HK$17.40M · min. income ≈ HK$186,106/mo (50% DSR)
Upfront cash ≈ HK$18.88M (deposit + AVD stamp duty HK$1,479,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,227
−HK$5,972/mo
▼ 0.25% · 3.875%
HK$98,190
−HK$3,009/mo
Today · 4.125%
HK$101,199
baseline
▲ 0.50% · 4.625%
HK$107,357
+HK$6,158/mo
Deposit HK$13.92M · loan HK$20.88M · min. income ≈ HK$202,398/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,479,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,940
−HK$5,723/mo
▼ 0.25% · 3.875%
HK$108,781
−HK$2,882/mo
Today · 4.125%
HK$111,663
baseline
▲ 0.50% · 4.625%
HK$117,549
+HK$5,886/mo
Deposit HK$13.92M · loan HK$20.88M · min. income ≈ HK$223,326/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,479,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,099
−HK$6,967/mo
▼ 0.25% · 3.875%
HK$114,554
−HK$3,512/mo
Today · 4.125%
HK$118,066
baseline
▲ 0.50% · 4.625%
HK$125,250
+HK$7,184/mo
Deposit HK$10.44M · loan HK$24.36M · min. income ≈ HK$236,132/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$1,479,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,596
−HK$6,678/mo
▼ 0.25% · 3.875%
HK$126,911
−HK$3,363/mo
Today · 4.125%
HK$130,274
baseline
▲ 0.50% · 4.625%
HK$137,141
+HK$6,867/mo
Deposit HK$10.44M · loan HK$24.36M · min. income ≈ HK$260,548/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$1,479,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,841
−HK$8,958/mo
▼ 0.25% · 3.875%
HK$147,284
−HK$4,515/mo
Today · 4.125%
HK$151,799
baseline
▲ 0.50% · 4.625%
HK$161,035
+HK$9,236/mo
Deposit HK$3.48M · loan HK$31.32M · min. income ≈ HK$303,598/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,479,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,909
−HK$8,586/mo
▼ 0.25% · 3.875%
HK$163,171
−HK$4,324/mo
Today · 4.125%
HK$167,495
baseline
▲ 0.50% · 4.625%
HK$176,324
+HK$8,829/mo
Deposit HK$3.48M · loan HK$31.32M · min. income ≈ HK$334,990/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,479,061 · Scale 2, in force from 26 Feb 2026)