LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,358
−HK$4,976/mo
▼ 0.25% · 3.875%
HK$81,826
−HK$2,508/mo
Today · 4.125%
HK$84,334
baseline
▲ 0.50% · 4.625%
HK$89,466
+HK$5,132/mo
Deposit HK$17.40M · loan HK$17.40M · min. income ≈ HK$168,668/mo (50% DSR)
Upfront cash ≈ HK$18.88M (deposit + AVD stamp duty HK$1,479,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,285
−HK$4,770/mo
▼ 0.25% · 3.875%
HK$90,653
−HK$2,402/mo
Today · 4.125%
HK$93,055
baseline
▲ 0.50% · 4.625%
HK$97,960
+HK$4,905/mo
Deposit HK$17.40M · loan HK$17.40M · min. income ≈ HK$186,110/mo (50% DSR)
Upfront cash ≈ HK$18.88M (deposit + AVD stamp duty HK$1,479,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,230
−HK$5,971/mo
▼ 0.25% · 3.875%
HK$98,192
−HK$3,009/mo
Today · 4.125%
HK$101,201
baseline
▲ 0.50% · 4.625%
HK$107,359
+HK$6,158/mo
Deposit HK$13.92M · loan HK$20.88M · min. income ≈ HK$202,402/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,479,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,942
−HK$5,724/mo
▼ 0.25% · 3.875%
HK$108,783
−HK$2,883/mo
Today · 4.125%
HK$111,666
baseline
▲ 0.50% · 4.625%
HK$117,552
+HK$5,886/mo
Deposit HK$13.92M · loan HK$20.88M · min. income ≈ HK$223,332/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,479,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,101
−HK$6,967/mo
▼ 0.25% · 3.875%
HK$114,557
−HK$3,511/mo
Today · 4.125%
HK$118,068
baseline
▲ 0.50% · 4.625%
HK$125,252
+HK$7,184/mo
Deposit HK$10.44M · loan HK$24.36M · min. income ≈ HK$236,136/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$1,479,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,599
−HK$6,678/mo
▼ 0.25% · 3.875%
HK$126,914
−HK$3,363/mo
Today · 4.125%
HK$130,277
baseline
▲ 0.50% · 4.625%
HK$137,144
+HK$6,867/mo
Deposit HK$10.44M · loan HK$24.36M · min. income ≈ HK$260,554/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$1,479,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,844
−HK$8,958/mo
▼ 0.25% · 3.875%
HK$147,288
−HK$4,514/mo
Today · 4.125%
HK$151,802
baseline
▲ 0.50% · 4.625%
HK$161,039
+HK$9,237/mo
Deposit HK$3.48M · loan HK$31.32M · min. income ≈ HK$303,604/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,479,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,913
−HK$8,586/mo
▼ 0.25% · 3.875%
HK$163,175
−HK$4,324/mo
Today · 4.125%
HK$167,499
baseline
▲ 0.50% · 4.625%
HK$176,328
+HK$8,829/mo
Deposit HK$3.48M · loan HK$31.32M · min. income ≈ HK$334,998/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,479,095 · Scale 2, in force from 26 Feb 2026)