LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,359
−HK$4,976/mo
▼ 0.25% · 3.875%
HK$81,827
−HK$2,508/mo
Today · 4.125%
HK$84,335
baseline
▲ 0.50% · 4.625%
HK$89,467
+HK$5,132/mo
Deposit HK$17.40M · loan HK$17.40M · min. income ≈ HK$168,670/mo (50% DSR)
Upfront cash ≈ HK$18.88M (deposit + AVD stamp duty HK$1,479,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,286
−HK$4,770/mo
▼ 0.25% · 3.875%
HK$90,654
−HK$2,402/mo
Today · 4.125%
HK$93,056
baseline
▲ 0.50% · 4.625%
HK$97,961
+HK$4,905/mo
Deposit HK$17.40M · loan HK$17.40M · min. income ≈ HK$186,112/mo (50% DSR)
Upfront cash ≈ HK$18.88M (deposit + AVD stamp duty HK$1,479,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,231
−HK$5,971/mo
▼ 0.25% · 3.875%
HK$98,193
−HK$3,009/mo
Today · 4.125%
HK$101,202
baseline
▲ 0.50% · 4.625%
HK$107,360
+HK$6,158/mo
Deposit HK$13.92M · loan HK$20.88M · min. income ≈ HK$202,404/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,479,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,943
−HK$5,724/mo
▼ 0.25% · 3.875%
HK$108,784
−HK$2,883/mo
Today · 4.125%
HK$111,667
baseline
▲ 0.50% · 4.625%
HK$117,553
+HK$5,886/mo
Deposit HK$13.92M · loan HK$20.88M · min. income ≈ HK$223,334/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,479,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,102
−HK$6,968/mo
▼ 0.25% · 3.875%
HK$114,558
−HK$3,512/mo
Today · 4.125%
HK$118,070
baseline
▲ 0.50% · 4.625%
HK$125,254
+HK$7,184/mo
Deposit HK$10.44M · loan HK$24.36M · min. income ≈ HK$236,140/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$1,479,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,600
−HK$6,678/mo
▼ 0.25% · 3.875%
HK$126,915
−HK$3,363/mo
Today · 4.125%
HK$130,278
baseline
▲ 0.50% · 4.625%
HK$137,145
+HK$6,867/mo
Deposit HK$10.44M · loan HK$24.36M · min. income ≈ HK$260,556/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$1,479,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,846
−HK$8,958/mo
▼ 0.25% · 3.875%
HK$147,289
−HK$4,515/mo
Today · 4.125%
HK$151,804
baseline
▲ 0.50% · 4.625%
HK$161,041
+HK$9,237/mo
Deposit HK$3.48M · loan HK$31.32M · min. income ≈ HK$303,608/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,479,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,915
−HK$8,585/mo
▼ 0.25% · 3.875%
HK$163,177
−HK$4,323/mo
Today · 4.125%
HK$167,500
baseline
▲ 0.50% · 4.625%
HK$176,330
+HK$8,830/mo
Deposit HK$3.48M · loan HK$31.32M · min. income ≈ HK$335,000/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,479,111 · Scale 2, in force from 26 Feb 2026)