LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,366
−HK$4,977/mo
▼ 0.25% · 3.875%
HK$81,835
−HK$2,508/mo
Today · 4.125%
HK$84,343
baseline
▲ 0.50% · 4.625%
HK$89,475
+HK$5,132/mo
Deposit HK$17.40M · loan HK$17.40M · min. income ≈ HK$168,686/mo (50% DSR)
Upfront cash ≈ HK$18.88M (deposit + AVD stamp duty HK$1,479,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,294
−HK$4,770/mo
▼ 0.25% · 3.875%
HK$90,662
−HK$2,402/mo
Today · 4.125%
HK$93,064
baseline
▲ 0.50% · 4.625%
HK$97,970
+HK$4,906/mo
Deposit HK$17.40M · loan HK$17.40M · min. income ≈ HK$186,128/mo (50% DSR)
Upfront cash ≈ HK$18.88M (deposit + AVD stamp duty HK$1,479,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,239
−HK$5,973/mo
▼ 0.25% · 3.875%
HK$98,202
−HK$3,010/mo
Today · 4.125%
HK$101,212
baseline
▲ 0.50% · 4.625%
HK$107,370
+HK$6,158/mo
Deposit HK$13.92M · loan HK$20.88M · min. income ≈ HK$202,424/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,479,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,953
−HK$5,724/mo
▼ 0.25% · 3.875%
HK$108,794
−HK$2,883/mo
Today · 4.125%
HK$111,677
baseline
▲ 0.50% · 4.625%
HK$117,564
+HK$5,887/mo
Deposit HK$13.92M · loan HK$20.88M · min. income ≈ HK$223,354/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,479,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,112
−HK$6,968/mo
▼ 0.25% · 3.875%
HK$114,569
−HK$3,511/mo
Today · 4.125%
HK$118,080
baseline
▲ 0.50% · 4.625%
HK$125,265
+HK$7,185/mo
Deposit HK$10.44M · loan HK$24.36M · min. income ≈ HK$236,160/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$1,479,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,611
−HK$6,679/mo
▼ 0.25% · 3.875%
HK$126,927
−HK$3,363/mo
Today · 4.125%
HK$130,290
baseline
▲ 0.50% · 4.625%
HK$137,158
+HK$6,868/mo
Deposit HK$10.44M · loan HK$24.36M · min. income ≈ HK$260,580/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$1,479,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,859
−HK$8,958/mo
▼ 0.25% · 3.875%
HK$147,303
−HK$4,514/mo
Today · 4.125%
HK$151,817
baseline
▲ 0.50% · 4.625%
HK$161,055
+HK$9,238/mo
Deposit HK$3.48M · loan HK$31.33M · min. income ≈ HK$303,634/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,479,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,929
−HK$8,586/mo
▼ 0.25% · 3.875%
HK$163,191
−HK$4,324/mo
Today · 4.125%
HK$167,515
baseline
▲ 0.50% · 4.625%
HK$176,345
+HK$8,830/mo
Deposit HK$3.48M · loan HK$31.33M · min. income ≈ HK$335,030/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,479,244 · Scale 2, in force from 26 Feb 2026)