LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,368
−HK$4,977/mo
▼ 0.25% · 3.875%
HK$81,837
−HK$2,508/mo
Today · 4.125%
HK$84,345
baseline
▲ 0.50% · 4.625%
HK$89,477
+HK$5,132/mo
Deposit HK$17.40M · loan HK$17.40M · min. income ≈ HK$168,690/mo (50% DSR)
Upfront cash ≈ HK$18.88M (deposit + AVD stamp duty HK$1,479,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,296
−HK$4,770/mo
▼ 0.25% · 3.875%
HK$90,664
−HK$2,402/mo
Today · 4.125%
HK$93,066
baseline
▲ 0.50% · 4.625%
HK$97,972
+HK$4,906/mo
Deposit HK$17.40M · loan HK$17.40M · min. income ≈ HK$186,132/mo (50% DSR)
Upfront cash ≈ HK$18.88M (deposit + AVD stamp duty HK$1,479,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,241
−HK$5,973/mo
▼ 0.25% · 3.875%
HK$98,204
−HK$3,010/mo
Today · 4.125%
HK$101,214
baseline
▲ 0.50% · 4.625%
HK$107,372
+HK$6,158/mo
Deposit HK$13.92M · loan HK$20.88M · min. income ≈ HK$202,428/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,479,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,955
−HK$5,724/mo
▼ 0.25% · 3.875%
HK$108,797
−HK$2,882/mo
Today · 4.125%
HK$111,679
baseline
▲ 0.50% · 4.625%
HK$117,566
+HK$5,887/mo
Deposit HK$13.92M · loan HK$20.88M · min. income ≈ HK$223,358/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,479,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,115
−HK$6,968/mo
▼ 0.25% · 3.875%
HK$114,571
−HK$3,512/mo
Today · 4.125%
HK$118,083
baseline
▲ 0.50% · 4.625%
HK$125,268
+HK$7,185/mo
Deposit HK$10.44M · loan HK$24.36M · min. income ≈ HK$236,166/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$1,479,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,614
−HK$6,679/mo
▼ 0.25% · 3.875%
HK$126,929
−HK$3,364/mo
Today · 4.125%
HK$130,293
baseline
▲ 0.50% · 4.625%
HK$137,161
+HK$6,868/mo
Deposit HK$10.44M · loan HK$24.36M · min. income ≈ HK$260,586/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$1,479,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,862
−HK$8,959/mo
▼ 0.25% · 3.875%
HK$147,306
−HK$4,515/mo
Today · 4.125%
HK$151,821
baseline
▲ 0.50% · 4.625%
HK$161,059
+HK$9,238/mo
Deposit HK$3.48M · loan HK$31.33M · min. income ≈ HK$303,642/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,479,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,932
−HK$8,587/mo
▼ 0.25% · 3.875%
HK$163,195
−HK$4,324/mo
Today · 4.125%
HK$167,519
baseline
▲ 0.50% · 4.625%
HK$176,349
+HK$8,830/mo
Deposit HK$3.48M · loan HK$31.33M · min. income ≈ HK$335,038/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,479,277 · Scale 2, in force from 26 Feb 2026)