LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,373
−HK$4,977/mo
▼ 0.25% · 3.875%
HK$81,842
−HK$2,508/mo
Today · 4.125%
HK$84,350
baseline
▲ 0.50% · 4.625%
HK$89,483
+HK$5,133/mo
Deposit HK$17.40M · loan HK$17.40M · min. income ≈ HK$168,700/mo (50% DSR)
Upfront cash ≈ HK$18.88M (deposit + AVD stamp duty HK$1,479,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,302
−HK$4,770/mo
▼ 0.25% · 3.875%
HK$90,670
−HK$2,402/mo
Today · 4.125%
HK$93,072
baseline
▲ 0.50% · 4.625%
HK$97,978
+HK$4,906/mo
Deposit HK$17.40M · loan HK$17.40M · min. income ≈ HK$186,144/mo (50% DSR)
Upfront cash ≈ HK$18.88M (deposit + AVD stamp duty HK$1,479,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,247
−HK$5,973/mo
▼ 0.25% · 3.875%
HK$98,210
−HK$3,010/mo
Today · 4.125%
HK$101,220
baseline
▲ 0.50% · 4.625%
HK$107,379
+HK$6,159/mo
Deposit HK$13.92M · loan HK$20.89M · min. income ≈ HK$202,440/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,479,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,962
−HK$5,725/mo
▼ 0.25% · 3.875%
HK$108,804
−HK$2,883/mo
Today · 4.125%
HK$111,687
baseline
▲ 0.50% · 4.625%
HK$117,574
+HK$5,887/mo
Deposit HK$13.92M · loan HK$20.89M · min. income ≈ HK$223,374/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,479,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,122
−HK$6,968/mo
▼ 0.25% · 3.875%
HK$114,579
−HK$3,511/mo
Today · 4.125%
HK$118,090
baseline
▲ 0.50% · 4.625%
HK$125,276
+HK$7,186/mo
Deposit HK$10.44M · loan HK$24.37M · min. income ≈ HK$236,180/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$1,479,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,622
−HK$6,679/mo
▼ 0.25% · 3.875%
HK$126,938
−HK$3,363/mo
Today · 4.125%
HK$130,301
baseline
▲ 0.50% · 4.625%
HK$137,169
+HK$6,868/mo
Deposit HK$10.44M · loan HK$24.37M · min. income ≈ HK$260,602/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$1,479,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,871
−HK$8,960/mo
▼ 0.25% · 3.875%
HK$147,315
−HK$4,516/mo
Today · 4.125%
HK$151,831
baseline
▲ 0.50% · 4.625%
HK$161,069
+HK$9,238/mo
Deposit HK$3.48M · loan HK$31.33M · min. income ≈ HK$303,662/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,479,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,943
−HK$8,587/mo
▼ 0.25% · 3.875%
HK$163,206
−HK$4,324/mo
Today · 4.125%
HK$167,530
baseline
▲ 0.50% · 4.625%
HK$176,361
+HK$8,831/mo
Deposit HK$3.48M · loan HK$31.33M · min. income ≈ HK$335,060/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,479,373 · Scale 2, in force from 26 Feb 2026)