LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,376
−HK$4,978/mo
▼ 0.25% · 3.875%
HK$81,845
−HK$2,509/mo
Today · 4.125%
HK$84,354
baseline
▲ 0.50% · 4.625%
HK$89,487
+HK$5,133/mo
Deposit HK$17.41M · loan HK$17.41M · min. income ≈ HK$168,708/mo (50% DSR)
Upfront cash ≈ HK$18.88M (deposit + AVD stamp duty HK$1,479,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,305
−HK$4,771/mo
▼ 0.25% · 3.875%
HK$90,674
−HK$2,402/mo
Today · 4.125%
HK$93,076
baseline
▲ 0.50% · 4.625%
HK$97,982
+HK$4,906/mo
Deposit HK$17.41M · loan HK$17.41M · min. income ≈ HK$186,152/mo (50% DSR)
Upfront cash ≈ HK$18.88M (deposit + AVD stamp duty HK$1,479,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,252
−HK$5,973/mo
▼ 0.25% · 3.875%
HK$98,215
−HK$3,010/mo
Today · 4.125%
HK$101,225
baseline
▲ 0.50% · 4.625%
HK$107,384
+HK$6,159/mo
Deposit HK$13.92M · loan HK$20.89M · min. income ≈ HK$202,450/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,479,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,967
−HK$5,725/mo
▼ 0.25% · 3.875%
HK$108,808
−HK$2,884/mo
Today · 4.125%
HK$111,692
baseline
▲ 0.50% · 4.625%
HK$117,579
+HK$5,887/mo
Deposit HK$13.92M · loan HK$20.89M · min. income ≈ HK$223,384/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,479,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,127
−HK$6,969/mo
▼ 0.25% · 3.875%
HK$114,584
−HK$3,512/mo
Today · 4.125%
HK$118,096
baseline
▲ 0.50% · 4.625%
HK$125,281
+HK$7,185/mo
Deposit HK$10.44M · loan HK$24.37M · min. income ≈ HK$236,192/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$1,479,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,628
−HK$6,679/mo
▼ 0.25% · 3.875%
HK$126,943
−HK$3,364/mo
Today · 4.125%
HK$130,307
baseline
▲ 0.50% · 4.625%
HK$137,175
+HK$6,868/mo
Deposit HK$10.44M · loan HK$24.37M · min. income ≈ HK$260,614/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$1,479,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,877
−HK$8,960/mo
▼ 0.25% · 3.875%
HK$147,322
−HK$4,515/mo
Today · 4.125%
HK$151,837
baseline
▲ 0.50% · 4.625%
HK$161,076
+HK$9,239/mo
Deposit HK$3.48M · loan HK$31.33M · min. income ≈ HK$303,674/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,479,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,950
−HK$8,587/mo
▼ 0.25% · 3.875%
HK$163,213
−HK$4,324/mo
Today · 4.125%
HK$167,537
baseline
▲ 0.50% · 4.625%
HK$176,368
+HK$8,831/mo
Deposit HK$3.48M · loan HK$31.33M · min. income ≈ HK$335,074/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,479,438 · Scale 2, in force from 26 Feb 2026)