LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,378
−HK$4,977/mo
▼ 0.25% · 3.875%
HK$81,847
−HK$2,508/mo
Today · 4.125%
HK$84,355
baseline
▲ 0.50% · 4.625%
HK$89,488
+HK$5,133/mo
Deposit HK$17.41M · loan HK$17.41M · min. income ≈ HK$168,710/mo (50% DSR)
Upfront cash ≈ HK$18.88M (deposit + AVD stamp duty HK$1,479,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,307
−HK$4,771/mo
▼ 0.25% · 3.875%
HK$90,675
−HK$2,403/mo
Today · 4.125%
HK$93,078
baseline
▲ 0.50% · 4.625%
HK$97,984
+HK$4,906/mo
Deposit HK$17.41M · loan HK$17.41M · min. income ≈ HK$186,156/mo (50% DSR)
Upfront cash ≈ HK$18.88M (deposit + AVD stamp duty HK$1,479,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,253
−HK$5,973/mo
▼ 0.25% · 3.875%
HK$98,216
−HK$3,010/mo
Today · 4.125%
HK$101,226
baseline
▲ 0.50% · 4.625%
HK$107,386
+HK$6,160/mo
Deposit HK$13.92M · loan HK$20.89M · min. income ≈ HK$202,452/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,479,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,968
−HK$5,725/mo
▼ 0.25% · 3.875%
HK$108,810
−HK$2,883/mo
Today · 4.125%
HK$111,693
baseline
▲ 0.50% · 4.625%
HK$117,581
+HK$5,888/mo
Deposit HK$13.92M · loan HK$20.89M · min. income ≈ HK$223,386/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,479,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,129
−HK$6,968/mo
▼ 0.25% · 3.875%
HK$114,585
−HK$3,512/mo
Today · 4.125%
HK$118,097
baseline
▲ 0.50% · 4.625%
HK$125,283
+HK$7,186/mo
Deposit HK$10.44M · loan HK$24.37M · min. income ≈ HK$236,194/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$1,479,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,630
−HK$6,679/mo
▼ 0.25% · 3.875%
HK$126,945
−HK$3,364/mo
Today · 4.125%
HK$130,309
baseline
▲ 0.50% · 4.625%
HK$137,178
+HK$6,869/mo
Deposit HK$10.44M · loan HK$24.37M · min. income ≈ HK$260,618/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$1,479,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,880
−HK$8,960/mo
▼ 0.25% · 3.875%
HK$147,324
−HK$4,516/mo
Today · 4.125%
HK$151,840
baseline
▲ 0.50% · 4.625%
HK$161,079
+HK$9,239/mo
Deposit HK$3.48M · loan HK$31.33M · min. income ≈ HK$303,680/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,479,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,952
−HK$8,588/mo
▼ 0.25% · 3.875%
HK$163,215
−HK$4,325/mo
Today · 4.125%
HK$167,540
baseline
▲ 0.50% · 4.625%
HK$176,371
+HK$8,831/mo
Deposit HK$3.48M · loan HK$31.33M · min. income ≈ HK$335,080/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,479,460 · Scale 2, in force from 26 Feb 2026)