LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,379
−HK$4,978/mo
▼ 0.25% · 3.875%
HK$81,848
−HK$2,509/mo
Today · 4.125%
HK$84,357
baseline
▲ 0.50% · 4.625%
HK$89,489
+HK$5,132/mo
Deposit HK$17.41M · loan HK$17.41M · min. income ≈ HK$168,714/mo (50% DSR)
Upfront cash ≈ HK$18.89M (deposit + AVD stamp duty HK$1,479,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,308
−HK$4,771/mo
▼ 0.25% · 3.875%
HK$90,677
−HK$2,402/mo
Today · 4.125%
HK$93,079
baseline
▲ 0.50% · 4.625%
HK$97,986
+HK$4,907/mo
Deposit HK$17.41M · loan HK$17.41M · min. income ≈ HK$186,158/mo (50% DSR)
Upfront cash ≈ HK$18.89M (deposit + AVD stamp duty HK$1,479,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,255
−HK$5,973/mo
▼ 0.25% · 3.875%
HK$98,218
−HK$3,010/mo
Today · 4.125%
HK$101,228
baseline
▲ 0.50% · 4.625%
HK$107,387
+HK$6,159/mo
Deposit HK$13.92M · loan HK$20.89M · min. income ≈ HK$202,456/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,479,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,970
−HK$5,725/mo
▼ 0.25% · 3.875%
HK$108,812
−HK$2,883/mo
Today · 4.125%
HK$111,695
baseline
▲ 0.50% · 4.625%
HK$117,583
+HK$5,888/mo
Deposit HK$13.92M · loan HK$20.89M · min. income ≈ HK$223,390/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,479,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,130
−HK$6,969/mo
▼ 0.25% · 3.875%
HK$114,587
−HK$3,512/mo
Today · 4.125%
HK$118,099
baseline
▲ 0.50% · 4.625%
HK$125,285
+HK$7,186/mo
Deposit HK$10.44M · loan HK$24.37M · min. income ≈ HK$236,198/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$1,479,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,631
−HK$6,680/mo
▼ 0.25% · 3.875%
HK$126,947
−HK$3,364/mo
Today · 4.125%
HK$130,311
baseline
▲ 0.50% · 4.625%
HK$137,180
+HK$6,869/mo
Deposit HK$10.44M · loan HK$24.37M · min. income ≈ HK$260,622/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$1,479,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,882
−HK$8,960/mo
▼ 0.25% · 3.875%
HK$147,326
−HK$4,516/mo
Today · 4.125%
HK$151,842
baseline
▲ 0.50% · 4.625%
HK$161,081
+HK$9,239/mo
Deposit HK$3.48M · loan HK$31.33M · min. income ≈ HK$303,684/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,479,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,955
−HK$8,588/mo
▼ 0.25% · 3.875%
HK$163,218
−HK$4,325/mo
Today · 4.125%
HK$167,543
baseline
▲ 0.50% · 4.625%
HK$176,374
+HK$8,831/mo
Deposit HK$3.48M · loan HK$31.33M · min. income ≈ HK$335,086/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,479,484 · Scale 2, in force from 26 Feb 2026)