LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,382
−HK$4,978/mo
▼ 0.25% · 3.875%
HK$81,851
−HK$2,509/mo
Today · 4.125%
HK$84,360
baseline
▲ 0.50% · 4.625%
HK$89,493
+HK$5,133/mo
Deposit HK$17.41M · loan HK$17.41M · min. income ≈ HK$168,720/mo (50% DSR)
Upfront cash ≈ HK$18.89M (deposit + AVD stamp duty HK$1,479,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,311
−HK$4,772/mo
▼ 0.25% · 3.875%
HK$90,680
−HK$2,403/mo
Today · 4.125%
HK$93,083
baseline
▲ 0.50% · 4.625%
HK$97,989
+HK$4,906/mo
Deposit HK$17.41M · loan HK$17.41M · min. income ≈ HK$186,166/mo (50% DSR)
Upfront cash ≈ HK$18.89M (deposit + AVD stamp duty HK$1,479,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,258
−HK$5,974/mo
▼ 0.25% · 3.875%
HK$98,221
−HK$3,011/mo
Today · 4.125%
HK$101,232
baseline
▲ 0.50% · 4.625%
HK$107,391
+HK$6,159/mo
Deposit HK$13.93M · loan HK$20.89M · min. income ≈ HK$202,464/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,479,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,974
−HK$5,725/mo
▼ 0.25% · 3.875%
HK$108,816
−HK$2,883/mo
Today · 4.125%
HK$111,699
baseline
▲ 0.50% · 4.625%
HK$117,587
+HK$5,888/mo
Deposit HK$13.93M · loan HK$20.89M · min. income ≈ HK$223,398/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,479,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,135
−HK$6,969/mo
▼ 0.25% · 3.875%
HK$114,591
−HK$3,513/mo
Today · 4.125%
HK$118,104
baseline
▲ 0.50% · 4.625%
HK$125,290
+HK$7,186/mo
Deposit HK$10.44M · loan HK$24.37M · min. income ≈ HK$236,208/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$1,479,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,636
−HK$6,680/mo
▼ 0.25% · 3.875%
HK$126,952
−HK$3,364/mo
Today · 4.125%
HK$130,316
baseline
▲ 0.50% · 4.625%
HK$137,185
+HK$6,869/mo
Deposit HK$10.44M · loan HK$24.37M · min. income ≈ HK$260,632/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$1,479,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,887
−HK$8,961/mo
▼ 0.25% · 3.875%
HK$147,332
−HK$4,516/mo
Today · 4.125%
HK$151,848
baseline
▲ 0.50% · 4.625%
HK$161,087
+HK$9,239/mo
Deposit HK$3.48M · loan HK$31.33M · min. income ≈ HK$303,696/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,479,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,961
−HK$8,588/mo
▼ 0.25% · 3.875%
HK$163,224
−HK$4,325/mo
Today · 4.125%
HK$167,549
baseline
▲ 0.50% · 4.625%
HK$176,381
+HK$8,832/mo
Deposit HK$3.48M · loan HK$31.33M · min. income ≈ HK$335,098/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,479,539 · Scale 2, in force from 26 Feb 2026)