LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,383
−HK$4,978/mo
▼ 0.25% · 3.875%
HK$81,852
−HK$2,509/mo
Today · 4.125%
HK$84,361
baseline
▲ 0.50% · 4.625%
HK$89,494
+HK$5,133/mo
Deposit HK$17.41M · loan HK$17.41M · min. income ≈ HK$168,722/mo (50% DSR)
Upfront cash ≈ HK$18.89M (deposit + AVD stamp duty HK$1,479,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,313
−HK$4,771/mo
▼ 0.25% · 3.875%
HK$90,681
−HK$2,403/mo
Today · 4.125%
HK$93,084
baseline
▲ 0.50% · 4.625%
HK$97,991
+HK$4,907/mo
Deposit HK$17.41M · loan HK$17.41M · min. income ≈ HK$186,168/mo (50% DSR)
Upfront cash ≈ HK$18.89M (deposit + AVD stamp duty HK$1,479,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,260
−HK$5,973/mo
▼ 0.25% · 3.875%
HK$98,223
−HK$3,010/mo
Today · 4.125%
HK$101,233
baseline
▲ 0.50% · 4.625%
HK$107,393
+HK$6,160/mo
Deposit HK$13.93M · loan HK$20.89M · min. income ≈ HK$202,466/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,479,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,975
−HK$5,726/mo
▼ 0.25% · 3.875%
HK$108,818
−HK$2,883/mo
Today · 4.125%
HK$111,701
baseline
▲ 0.50% · 4.625%
HK$117,589
+HK$5,888/mo
Deposit HK$13.93M · loan HK$20.89M · min. income ≈ HK$223,402/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,479,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,136
−HK$6,970/mo
▼ 0.25% · 3.875%
HK$114,593
−HK$3,513/mo
Today · 4.125%
HK$118,106
baseline
▲ 0.50% · 4.625%
HK$125,292
+HK$7,186/mo
Deposit HK$10.44M · loan HK$24.37M · min. income ≈ HK$236,212/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$1,479,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,638
−HK$6,680/mo
▼ 0.25% · 3.875%
HK$126,954
−HK$3,364/mo
Today · 4.125%
HK$130,318
baseline
▲ 0.50% · 4.625%
HK$137,187
+HK$6,869/mo
Deposit HK$10.44M · loan HK$24.37M · min. income ≈ HK$260,636/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$1,479,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,890
−HK$8,960/mo
▼ 0.25% · 3.875%
HK$147,334
−HK$4,516/mo
Today · 4.125%
HK$151,850
baseline
▲ 0.50% · 4.625%
HK$161,090
+HK$9,240/mo
Deposit HK$3.48M · loan HK$31.33M · min. income ≈ HK$303,700/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,479,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,963
−HK$8,589/mo
▼ 0.25% · 3.875%
HK$163,227
−HK$4,325/mo
Today · 4.125%
HK$167,552
baseline
▲ 0.50% · 4.625%
HK$176,383
+HK$8,831/mo
Deposit HK$3.48M · loan HK$31.33M · min. income ≈ HK$335,104/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,479,563 · Scale 2, in force from 26 Feb 2026)