LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,384
−HK$4,978/mo
▼ 0.25% · 3.875%
HK$81,853
−HK$2,509/mo
Today · 4.125%
HK$84,362
baseline
▲ 0.50% · 4.625%
HK$89,495
+HK$5,133/mo
Deposit HK$17.41M · loan HK$17.41M · min. income ≈ HK$168,724/mo (50% DSR)
Upfront cash ≈ HK$18.89M (deposit + AVD stamp duty HK$1,479,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,313
−HK$4,772/mo
▼ 0.25% · 3.875%
HK$90,682
−HK$2,403/mo
Today · 4.125%
HK$93,085
baseline
▲ 0.50% · 4.625%
HK$97,991
+HK$4,906/mo
Deposit HK$17.41M · loan HK$17.41M · min. income ≈ HK$186,170/mo (50% DSR)
Upfront cash ≈ HK$18.89M (deposit + AVD stamp duty HK$1,479,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,260
−HK$5,974/mo
▼ 0.25% · 3.875%
HK$98,223
−HK$3,011/mo
Today · 4.125%
HK$101,234
baseline
▲ 0.50% · 4.625%
HK$107,394
+HK$6,160/mo
Deposit HK$13.93M · loan HK$20.89M · min. income ≈ HK$202,468/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,479,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,976
−HK$5,726/mo
▼ 0.25% · 3.875%
HK$108,818
−HK$2,884/mo
Today · 4.125%
HK$111,702
baseline
▲ 0.50% · 4.625%
HK$117,590
+HK$5,888/mo
Deposit HK$13.93M · loan HK$20.89M · min. income ≈ HK$223,404/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,479,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,137
−HK$6,969/mo
▼ 0.25% · 3.875%
HK$114,594
−HK$3,512/mo
Today · 4.125%
HK$118,106
baseline
▲ 0.50% · 4.625%
HK$125,293
+HK$7,187/mo
Deposit HK$10.44M · loan HK$24.37M · min. income ≈ HK$236,212/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$1,479,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,639
−HK$6,680/mo
▼ 0.25% · 3.875%
HK$126,955
−HK$3,364/mo
Today · 4.125%
HK$130,319
baseline
▲ 0.50% · 4.625%
HK$137,188
+HK$6,869/mo
Deposit HK$10.44M · loan HK$24.37M · min. income ≈ HK$260,638/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$1,479,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,890
−HK$8,961/mo
▼ 0.25% · 3.875%
HK$147,335
−HK$4,516/mo
Today · 4.125%
HK$151,851
baseline
▲ 0.50% · 4.625%
HK$161,091
+HK$9,240/mo
Deposit HK$3.48M · loan HK$31.33M · min. income ≈ HK$303,702/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,479,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,964
−HK$8,588/mo
▼ 0.25% · 3.875%
HK$163,227
−HK$4,325/mo
Today · 4.125%
HK$167,552
baseline
▲ 0.50% · 4.625%
HK$176,384
+HK$8,832/mo
Deposit HK$3.48M · loan HK$31.33M · min. income ≈ HK$335,104/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,479,570 · Scale 2, in force from 26 Feb 2026)