LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,384
−HK$4,978/mo
▼ 0.25% · 3.875%
HK$81,854
−HK$2,508/mo
Today · 4.125%
HK$84,362
baseline
▲ 0.50% · 4.625%
HK$89,496
+HK$5,134/mo
Deposit HK$17.41M · loan HK$17.41M · min. income ≈ HK$168,724/mo (50% DSR)
Upfront cash ≈ HK$18.89M (deposit + AVD stamp duty HK$1,479,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,314
−HK$4,772/mo
▼ 0.25% · 3.875%
HK$90,683
−HK$2,403/mo
Today · 4.125%
HK$93,086
baseline
▲ 0.50% · 4.625%
HK$97,992
+HK$4,906/mo
Deposit HK$17.41M · loan HK$17.41M · min. income ≈ HK$186,172/mo (50% DSR)
Upfront cash ≈ HK$18.89M (deposit + AVD stamp duty HK$1,479,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,261
−HK$5,974/mo
▼ 0.25% · 3.875%
HK$98,224
−HK$3,011/mo
Today · 4.125%
HK$101,235
baseline
▲ 0.50% · 4.625%
HK$107,395
+HK$6,160/mo
Deposit HK$13.93M · loan HK$20.89M · min. income ≈ HK$202,470/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,479,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,977
−HK$5,726/mo
▼ 0.25% · 3.875%
HK$108,819
−HK$2,884/mo
Today · 4.125%
HK$111,703
baseline
▲ 0.50% · 4.625%
HK$117,591
+HK$5,888/mo
Deposit HK$13.93M · loan HK$20.89M · min. income ≈ HK$223,406/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,479,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,138
−HK$6,969/mo
▼ 0.25% · 3.875%
HK$114,595
−HK$3,512/mo
Today · 4.125%
HK$118,107
baseline
▲ 0.50% · 4.625%
HK$125,294
+HK$7,187/mo
Deposit HK$10.44M · loan HK$24.37M · min. income ≈ HK$236,214/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$1,479,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,640
−HK$6,680/mo
▼ 0.25% · 3.875%
HK$126,956
−HK$3,364/mo
Today · 4.125%
HK$130,320
baseline
▲ 0.50% · 4.625%
HK$137,189
+HK$6,869/mo
Deposit HK$10.44M · loan HK$24.37M · min. income ≈ HK$260,640/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$1,479,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,892
−HK$8,960/mo
▼ 0.25% · 3.875%
HK$147,336
−HK$4,516/mo
Today · 4.125%
HK$151,852
baseline
▲ 0.50% · 4.625%
HK$161,092
+HK$9,240/mo
Deposit HK$3.48M · loan HK$31.33M · min. income ≈ HK$303,704/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,479,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,966
−HK$8,588/mo
▼ 0.25% · 3.875%
HK$163,229
−HK$4,325/mo
Today · 4.125%
HK$167,554
baseline
▲ 0.50% · 4.625%
HK$176,386
+HK$8,832/mo
Deposit HK$3.48M · loan HK$31.33M · min. income ≈ HK$335,108/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,479,585 · Scale 2, in force from 26 Feb 2026)