LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,385
−HK$4,978/mo
▼ 0.25% · 3.875%
HK$81,855
−HK$2,508/mo
Today · 4.125%
HK$84,363
baseline
▲ 0.50% · 4.625%
HK$89,497
+HK$5,134/mo
Deposit HK$17.41M · loan HK$17.41M · min. income ≈ HK$168,726/mo (50% DSR)
Upfront cash ≈ HK$18.89M (deposit + AVD stamp duty HK$1,479,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,315
−HK$4,772/mo
▼ 0.25% · 3.875%
HK$90,684
−HK$2,403/mo
Today · 4.125%
HK$93,087
baseline
▲ 0.50% · 4.625%
HK$97,993
+HK$4,906/mo
Deposit HK$17.41M · loan HK$17.41M · min. income ≈ HK$186,174/mo (50% DSR)
Upfront cash ≈ HK$18.89M (deposit + AVD stamp duty HK$1,479,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,262
−HK$5,974/mo
▼ 0.25% · 3.875%
HK$98,226
−HK$3,010/mo
Today · 4.125%
HK$101,236
baseline
▲ 0.50% · 4.625%
HK$107,396
+HK$6,160/mo
Deposit HK$13.93M · loan HK$20.89M · min. income ≈ HK$202,472/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,479,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,978
−HK$5,726/mo
▼ 0.25% · 3.875%
HK$108,821
−HK$2,883/mo
Today · 4.125%
HK$111,704
baseline
▲ 0.50% · 4.625%
HK$117,592
+HK$5,888/mo
Deposit HK$13.93M · loan HK$20.89M · min. income ≈ HK$223,408/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,479,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,139
−HK$6,970/mo
▼ 0.25% · 3.875%
HK$114,596
−HK$3,513/mo
Today · 4.125%
HK$118,109
baseline
▲ 0.50% · 4.625%
HK$125,295
+HK$7,186/mo
Deposit HK$10.44M · loan HK$24.37M · min. income ≈ HK$236,218/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$1,479,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,642
−HK$6,679/mo
▼ 0.25% · 3.875%
HK$126,958
−HK$3,363/mo
Today · 4.125%
HK$130,321
baseline
▲ 0.50% · 4.625%
HK$137,191
+HK$6,870/mo
Deposit HK$10.44M · loan HK$24.37M · min. income ≈ HK$260,642/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$1,479,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,894
−HK$8,960/mo
▼ 0.25% · 3.875%
HK$147,338
−HK$4,516/mo
Today · 4.125%
HK$151,854
baseline
▲ 0.50% · 4.625%
HK$161,094
+HK$9,240/mo
Deposit HK$3.48M · loan HK$31.33M · min. income ≈ HK$303,708/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,479,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,968
−HK$8,588/mo
▼ 0.25% · 3.875%
HK$163,231
−HK$4,325/mo
Today · 4.125%
HK$167,556
baseline
▲ 0.50% · 4.625%
HK$176,388
+HK$8,832/mo
Deposit HK$3.48M · loan HK$31.33M · min. income ≈ HK$335,112/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,479,604 · Scale 2, in force from 26 Feb 2026)