LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,386
−HK$4,978/mo
▼ 0.25% · 3.875%
HK$81,855
−HK$2,509/mo
Today · 4.125%
HK$84,364
baseline
▲ 0.50% · 4.625%
HK$89,497
+HK$5,133/mo
Deposit HK$17.41M · loan HK$17.41M · min. income ≈ HK$168,728/mo (50% DSR)
Upfront cash ≈ HK$18.89M (deposit + AVD stamp duty HK$1,479,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,316
−HK$4,771/mo
▼ 0.25% · 3.875%
HK$90,685
−HK$2,402/mo
Today · 4.125%
HK$93,087
baseline
▲ 0.50% · 4.625%
HK$97,994
+HK$4,907/mo
Deposit HK$17.41M · loan HK$17.41M · min. income ≈ HK$186,174/mo (50% DSR)
Upfront cash ≈ HK$18.89M (deposit + AVD stamp duty HK$1,479,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,263
−HK$5,974/mo
▼ 0.25% · 3.875%
HK$98,226
−HK$3,011/mo
Today · 4.125%
HK$101,237
baseline
▲ 0.50% · 4.625%
HK$107,397
+HK$6,160/mo
Deposit HK$13.93M · loan HK$20.89M · min. income ≈ HK$202,474/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,479,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,979
−HK$5,726/mo
▼ 0.25% · 3.875%
HK$108,821
−HK$2,884/mo
Today · 4.125%
HK$111,705
baseline
▲ 0.50% · 4.625%
HK$117,593
+HK$5,888/mo
Deposit HK$13.93M · loan HK$20.89M · min. income ≈ HK$223,410/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,479,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,140
−HK$6,970/mo
▼ 0.25% · 3.875%
HK$114,597
−HK$3,513/mo
Today · 4.125%
HK$118,110
baseline
▲ 0.50% · 4.625%
HK$125,296
+HK$7,186/mo
Deposit HK$10.44M · loan HK$24.37M · min. income ≈ HK$236,220/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$1,479,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,642
−HK$6,680/mo
▼ 0.25% · 3.875%
HK$126,958
−HK$3,364/mo
Today · 4.125%
HK$130,322
baseline
▲ 0.50% · 4.625%
HK$137,192
+HK$6,870/mo
Deposit HK$10.44M · loan HK$24.37M · min. income ≈ HK$260,644/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$1,479,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,895
−HK$8,960/mo
▼ 0.25% · 3.875%
HK$147,339
−HK$4,516/mo
Today · 4.125%
HK$151,855
baseline
▲ 0.50% · 4.625%
HK$161,095
+HK$9,240/mo
Deposit HK$3.48M · loan HK$31.33M · min. income ≈ HK$303,710/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,479,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,969
−HK$8,588/mo
▼ 0.25% · 3.875%
HK$163,232
−HK$4,325/mo
Today · 4.125%
HK$167,557
baseline
▲ 0.50% · 4.625%
HK$176,389
+HK$8,832/mo
Deposit HK$3.48M · loan HK$31.33M · min. income ≈ HK$335,114/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,479,614 · Scale 2, in force from 26 Feb 2026)