LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,388
−HK$4,978/mo
▼ 0.25% · 3.875%
HK$81,857
−HK$2,509/mo
Today · 4.125%
HK$84,366
baseline
▲ 0.50% · 4.625%
HK$89,499
+HK$5,133/mo
Deposit HK$17.41M · loan HK$17.41M · min. income ≈ HK$168,732/mo (50% DSR)
Upfront cash ≈ HK$18.89M (deposit + AVD stamp duty HK$1,479,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,318
−HK$4,771/mo
▼ 0.25% · 3.875%
HK$90,686
−HK$2,403/mo
Today · 4.125%
HK$93,089
baseline
▲ 0.50% · 4.625%
HK$97,996
+HK$4,907/mo
Deposit HK$17.41M · loan HK$17.41M · min. income ≈ HK$186,178/mo (50% DSR)
Upfront cash ≈ HK$18.89M (deposit + AVD stamp duty HK$1,479,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,265
−HK$5,974/mo
▼ 0.25% · 3.875%
HK$98,228
−HK$3,011/mo
Today · 4.125%
HK$101,239
baseline
▲ 0.50% · 4.625%
HK$107,399
+HK$6,160/mo
Deposit HK$13.93M · loan HK$20.89M · min. income ≈ HK$202,478/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,479,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,981
−HK$5,726/mo
▼ 0.25% · 3.875%
HK$108,824
−HK$2,883/mo
Today · 4.125%
HK$111,707
baseline
▲ 0.50% · 4.625%
HK$117,596
+HK$5,889/mo
Deposit HK$13.93M · loan HK$20.89M · min. income ≈ HK$223,414/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,479,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,143
−HK$6,969/mo
▼ 0.25% · 3.875%
HK$114,600
−HK$3,512/mo
Today · 4.125%
HK$118,112
baseline
▲ 0.50% · 4.625%
HK$125,299
+HK$7,187/mo
Deposit HK$10.44M · loan HK$24.37M · min. income ≈ HK$236,224/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$1,479,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,645
−HK$6,680/mo
▼ 0.25% · 3.875%
HK$126,961
−HK$3,364/mo
Today · 4.125%
HK$130,325
baseline
▲ 0.50% · 4.625%
HK$137,195
+HK$6,870/mo
Deposit HK$10.44M · loan HK$24.37M · min. income ≈ HK$260,650/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$1,479,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,898
−HK$8,961/mo
▼ 0.25% · 3.875%
HK$147,343
−HK$4,516/mo
Today · 4.125%
HK$151,859
baseline
▲ 0.50% · 4.625%
HK$161,099
+HK$9,240/mo
Deposit HK$3.48M · loan HK$31.33M · min. income ≈ HK$303,718/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,479,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,972
−HK$8,589/mo
▼ 0.25% · 3.875%
HK$163,236
−HK$4,325/mo
Today · 4.125%
HK$167,561
baseline
▲ 0.50% · 4.625%
HK$176,393
+HK$8,832/mo
Deposit HK$3.48M · loan HK$31.33M · min. income ≈ HK$335,122/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,479,646 · Scale 2, in force from 26 Feb 2026)