LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,390
−HK$4,978/mo
▼ 0.25% · 3.875%
HK$81,859
−HK$2,509/mo
Today · 4.125%
HK$84,368
baseline
▲ 0.50% · 4.625%
HK$89,502
+HK$5,134/mo
Deposit HK$17.41M · loan HK$17.41M · min. income ≈ HK$168,736/mo (50% DSR)
Upfront cash ≈ HK$18.89M (deposit + AVD stamp duty HK$1,479,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,321
−HK$4,771/mo
▼ 0.25% · 3.875%
HK$90,689
−HK$2,403/mo
Today · 4.125%
HK$93,092
baseline
▲ 0.50% · 4.625%
HK$97,999
+HK$4,907/mo
Deposit HK$17.41M · loan HK$17.41M · min. income ≈ HK$186,184/mo (50% DSR)
Upfront cash ≈ HK$18.89M (deposit + AVD stamp duty HK$1,479,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,268
−HK$5,974/mo
▼ 0.25% · 3.875%
HK$98,231
−HK$3,011/mo
Today · 4.125%
HK$101,242
baseline
▲ 0.50% · 4.625%
HK$107,402
+HK$6,160/mo
Deposit HK$13.93M · loan HK$20.89M · min. income ≈ HK$202,484/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,479,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,985
−HK$5,726/mo
▼ 0.25% · 3.875%
HK$108,827
−HK$2,884/mo
Today · 4.125%
HK$111,711
baseline
▲ 0.50% · 4.625%
HK$117,599
+HK$5,888/mo
Deposit HK$13.93M · loan HK$20.89M · min. income ≈ HK$223,422/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,479,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,146
−HK$6,970/mo
▼ 0.25% · 3.875%
HK$114,603
−HK$3,513/mo
Today · 4.125%
HK$118,116
baseline
▲ 0.50% · 4.625%
HK$125,303
+HK$7,187/mo
Deposit HK$10.44M · loan HK$24.37M · min. income ≈ HK$236,232/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$1,479,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,649
−HK$6,680/mo
▼ 0.25% · 3.875%
HK$126,965
−HK$3,364/mo
Today · 4.125%
HK$130,329
baseline
▲ 0.50% · 4.625%
HK$137,199
+HK$6,870/mo
Deposit HK$10.44M · loan HK$24.37M · min. income ≈ HK$260,658/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$1,479,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,902
−HK$8,961/mo
▼ 0.25% · 3.875%
HK$147,347
−HK$4,516/mo
Today · 4.125%
HK$151,863
baseline
▲ 0.50% · 4.625%
HK$161,104
+HK$9,241/mo
Deposit HK$3.48M · loan HK$31.33M · min. income ≈ HK$303,726/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,479,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,977
−HK$8,589/mo
▼ 0.25% · 3.875%
HK$163,241
−HK$4,325/mo
Today · 4.125%
HK$167,566
baseline
▲ 0.50% · 4.625%
HK$176,399
+HK$8,833/mo
Deposit HK$3.48M · loan HK$31.33M · min. income ≈ HK$335,132/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,479,691 · Scale 2, in force from 26 Feb 2026)