LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,397
−HK$4,979/mo
▼ 0.25% · 3.875%
HK$81,867
−HK$2,509/mo
Today · 4.125%
HK$84,376
baseline
▲ 0.50% · 4.625%
HK$89,510
+HK$5,134/mo
Deposit HK$17.41M · loan HK$17.41M · min. income ≈ HK$168,752/mo (50% DSR)
Upfront cash ≈ HK$18.89M (deposit + AVD stamp duty HK$1,479,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,328
−HK$4,772/mo
▼ 0.25% · 3.875%
HK$90,697
−HK$2,403/mo
Today · 4.125%
HK$93,100
baseline
▲ 0.50% · 4.625%
HK$98,008
+HK$4,908/mo
Deposit HK$17.41M · loan HK$17.41M · min. income ≈ HK$186,200/mo (50% DSR)
Upfront cash ≈ HK$18.89M (deposit + AVD stamp duty HK$1,479,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,276
−HK$5,975/mo
▼ 0.25% · 3.875%
HK$98,240
−HK$3,011/mo
Today · 4.125%
HK$101,251
baseline
▲ 0.50% · 4.625%
HK$107,412
+HK$6,161/mo
Deposit HK$13.93M · loan HK$20.89M · min. income ≈ HK$202,502/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,479,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,994
−HK$5,727/mo
▼ 0.25% · 3.875%
HK$108,837
−HK$2,884/mo
Today · 4.125%
HK$111,721
baseline
▲ 0.50% · 4.625%
HK$117,610
+HK$5,889/mo
Deposit HK$13.93M · loan HK$20.89M · min. income ≈ HK$223,442/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,479,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,156
−HK$6,970/mo
▼ 0.25% · 3.875%
HK$114,613
−HK$3,513/mo
Today · 4.125%
HK$118,126
baseline
▲ 0.50% · 4.625%
HK$125,314
+HK$7,188/mo
Deposit HK$10.45M · loan HK$24.37M · min. income ≈ HK$236,252/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$1,479,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,660
−HK$6,681/mo
▼ 0.25% · 3.875%
HK$126,976
−HK$3,365/mo
Today · 4.125%
HK$130,341
baseline
▲ 0.50% · 4.625%
HK$137,211
+HK$6,870/mo
Deposit HK$10.45M · loan HK$24.37M · min. income ≈ HK$260,682/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$1,479,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,915
−HK$8,962/mo
▼ 0.25% · 3.875%
HK$147,360
−HK$4,517/mo
Today · 4.125%
HK$151,877
baseline
▲ 0.50% · 4.625%
HK$161,118
+HK$9,241/mo
Deposit HK$3.48M · loan HK$31.34M · min. income ≈ HK$303,754/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,479,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,991
−HK$8,590/mo
▼ 0.25% · 3.875%
HK$163,255
−HK$4,326/mo
Today · 4.125%
HK$167,581
baseline
▲ 0.50% · 4.625%
HK$176,414
+HK$8,833/mo
Deposit HK$3.48M · loan HK$31.34M · min. income ≈ HK$335,162/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,479,822 · Scale 2, in force from 26 Feb 2026)