LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,404
−HK$4,979/mo
▼ 0.25% · 3.875%
HK$81,873
−HK$2,510/mo
Today · 4.125%
HK$84,383
baseline
▲ 0.50% · 4.625%
HK$89,517
+HK$5,134/mo
Deposit HK$17.41M · loan HK$17.41M · min. income ≈ HK$168,766/mo (50% DSR)
Upfront cash ≈ HK$18.89M (deposit + AVD stamp duty HK$1,479,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,336
−HK$4,772/mo
▼ 0.25% · 3.875%
HK$90,705
−HK$2,403/mo
Today · 4.125%
HK$93,108
baseline
▲ 0.50% · 4.625%
HK$98,016
+HK$4,908/mo
Deposit HK$17.41M · loan HK$17.41M · min. income ≈ HK$186,216/mo (50% DSR)
Upfront cash ≈ HK$18.89M (deposit + AVD stamp duty HK$1,479,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,284
−HK$5,975/mo
▼ 0.25% · 3.875%
HK$98,248
−HK$3,011/mo
Today · 4.125%
HK$101,259
baseline
▲ 0.50% · 4.625%
HK$107,421
+HK$6,162/mo
Deposit HK$13.93M · loan HK$20.89M · min. income ≈ HK$202,518/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,479,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,003
−HK$5,727/mo
▼ 0.25% · 3.875%
HK$108,846
−HK$2,884/mo
Today · 4.125%
HK$111,730
baseline
▲ 0.50% · 4.625%
HK$117,619
+HK$5,889/mo
Deposit HK$13.93M · loan HK$20.89M · min. income ≈ HK$223,460/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,479,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,165
−HK$6,971/mo
▼ 0.25% · 3.875%
HK$114,623
−HK$3,513/mo
Today · 4.125%
HK$118,136
baseline
▲ 0.50% · 4.625%
HK$125,324
+HK$7,188/mo
Deposit HK$10.45M · loan HK$24.38M · min. income ≈ HK$236,272/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$1,479,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,670
−HK$6,681/mo
▼ 0.25% · 3.875%
HK$126,987
−HK$3,364/mo
Today · 4.125%
HK$130,351
baseline
▲ 0.50% · 4.625%
HK$137,222
+HK$6,871/mo
Deposit HK$10.45M · loan HK$24.38M · min. income ≈ HK$260,702/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$1,479,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,926
−HK$8,963/mo
▼ 0.25% · 3.875%
HK$147,372
−HK$4,517/mo
Today · 4.125%
HK$151,889
baseline
▲ 0.50% · 4.625%
HK$161,131
+HK$9,242/mo
Deposit HK$3.48M · loan HK$31.34M · min. income ≈ HK$303,778/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,479,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,004
−HK$8,591/mo
▼ 0.25% · 3.875%
HK$163,269
−HK$4,326/mo
Today · 4.125%
HK$167,595
baseline
▲ 0.50% · 4.625%
HK$176,429
+HK$8,834/mo
Deposit HK$3.48M · loan HK$31.34M · min. income ≈ HK$335,190/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,479,944 · Scale 2, in force from 26 Feb 2026)