LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,410
−HK$4,980/mo
▼ 0.25% · 3.875%
HK$81,880
−HK$2,510/mo
Today · 4.125%
HK$84,390
baseline
▲ 0.50% · 4.625%
HK$89,525
+HK$5,135/mo
Deposit HK$17.41M · loan HK$17.41M · min. income ≈ HK$168,780/mo (50% DSR)
Upfront cash ≈ HK$18.89M (deposit + AVD stamp duty HK$1,480,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,343
−HK$4,773/mo
▼ 0.25% · 3.875%
HK$90,712
−HK$2,404/mo
Today · 4.125%
HK$93,116
baseline
▲ 0.50% · 4.625%
HK$98,024
+HK$4,908/mo
Deposit HK$17.41M · loan HK$17.41M · min. income ≈ HK$186,232/mo (50% DSR)
Upfront cash ≈ HK$18.89M (deposit + AVD stamp duty HK$1,480,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,292
−HK$5,976/mo
▼ 0.25% · 3.875%
HK$98,256
−HK$3,012/mo
Today · 4.125%
HK$101,268
baseline
▲ 0.50% · 4.625%
HK$107,430
+HK$6,162/mo
Deposit HK$13.93M · loan HK$20.90M · min. income ≈ HK$202,536/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,480,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,012
−HK$5,727/mo
▼ 0.25% · 3.875%
HK$108,855
−HK$2,884/mo
Today · 4.125%
HK$111,739
baseline
▲ 0.50% · 4.625%
HK$117,629
+HK$5,890/mo
Deposit HK$13.93M · loan HK$20.90M · min. income ≈ HK$223,478/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,480,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,174
−HK$6,972/mo
▼ 0.25% · 3.875%
HK$114,632
−HK$3,514/mo
Today · 4.125%
HK$118,146
baseline
▲ 0.50% · 4.625%
HK$125,335
+HK$7,189/mo
Deposit HK$10.45M · loan HK$24.38M · min. income ≈ HK$236,292/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$1,480,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,680
−HK$6,682/mo
▼ 0.25% · 3.875%
HK$126,997
−HK$3,365/mo
Today · 4.125%
HK$130,362
baseline
▲ 0.50% · 4.625%
HK$137,234
+HK$6,872/mo
Deposit HK$10.45M · loan HK$24.38M · min. income ≈ HK$260,724/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$1,480,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,938
−HK$8,964/mo
▼ 0.25% · 3.875%
HK$147,384
−HK$4,518/mo
Today · 4.125%
HK$151,902
baseline
▲ 0.50% · 4.625%
HK$161,145
+HK$9,243/mo
Deposit HK$3.48M · loan HK$31.34M · min. income ≈ HK$303,804/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,480,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,017
−HK$8,592/mo
▼ 0.25% · 3.875%
HK$163,282
−HK$4,327/mo
Today · 4.125%
HK$167,609
baseline
▲ 0.50% · 4.625%
HK$176,443
+HK$8,834/mo
Deposit HK$3.48M · loan HK$31.34M · min. income ≈ HK$335,218/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,480,067 · Scale 2, in force from 26 Feb 2026)