LTV · monthly repayment
▼ 0.50% · 3.625%
HK$794,108
−HK$49,797/mo
▼ 0.25% · 3.875%
HK$818,809
−HK$25,096/mo
Today · 4.125%
HK$843,905
baseline
▲ 0.50% · 4.625%
HK$895,255
+HK$51,350/mo
Deposit HK$174.13M · loan HK$174.13M · min. income ≈ HK$1,687,810/mo (50% DSR)
Upfront cash ≈ HK$196.76M (deposit + AVD stamp duty HK$22,636,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$883,437
−HK$47,729/mo
▼ 0.25% · 3.875%
HK$907,130
−HK$24,036/mo
Today · 4.125%
HK$931,166
baseline
▲ 0.50% · 4.625%
HK$980,249
+HK$49,083/mo
Deposit HK$174.13M · loan HK$174.13M · min. income ≈ HK$1,862,332/mo (50% DSR)
Upfront cash ≈ HK$196.76M (deposit + AVD stamp duty HK$22,636,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$952,929
−HK$59,757/mo
▼ 0.25% · 3.875%
HK$982,571
−HK$30,115/mo
Today · 4.125%
HK$1,012,686
baseline
▲ 0.50% · 4.625%
HK$1,074,306
+HK$61,620/mo
Deposit HK$139.30M · loan HK$208.95M · min. income ≈ HK$2,025,372/mo (50% DSR)
Upfront cash ≈ HK$161.94M (deposit + AVD stamp duty HK$22,636,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,060,124
−HK$57,275/mo
▼ 0.25% · 3.875%
HK$1,088,556
−HK$28,843/mo
Today · 4.125%
HK$1,117,399
baseline
▲ 0.50% · 4.625%
HK$1,176,299
+HK$58,900/mo
Deposit HK$139.30M · loan HK$208.95M · min. income ≈ HK$2,234,798/mo (50% DSR)
Upfront cash ≈ HK$161.94M (deposit + AVD stamp duty HK$22,636,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,111,751
−HK$69,716/mo
▼ 0.25% · 3.875%
HK$1,146,333
−HK$35,134/mo
Today · 4.125%
HK$1,181,467
baseline
▲ 0.50% · 4.625%
HK$1,253,357
+HK$71,890/mo
Deposit HK$104.48M · loan HK$243.78M · min. income ≈ HK$2,362,934/mo (50% DSR)
Upfront cash ≈ HK$127.11M (deposit + AVD stamp duty HK$22,636,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,236,812
−HK$66,821/mo
▼ 0.25% · 3.875%
HK$1,269,982
−HK$33,651/mo
Today · 4.125%
HK$1,303,633
baseline
▲ 0.50% · 4.625%
HK$1,372,349
+HK$68,716/mo
Deposit HK$104.48M · loan HK$243.78M · min. income ≈ HK$2,607,266/mo (50% DSR)
Upfront cash ≈ HK$127.11M (deposit + AVD stamp duty HK$22,636,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,429,394
−HK$89,636/mo
▼ 0.25% · 3.875%
HK$1,473,856
−HK$45,174/mo
Today · 4.125%
HK$1,519,030
baseline
▲ 0.50% · 4.625%
HK$1,611,459
+HK$92,429/mo
Deposit HK$34.83M · loan HK$313.43M · min. income ≈ HK$3,038,060/mo (50% DSR)
Upfront cash ≈ HK$57.46M (deposit + AVD stamp duty HK$22,636,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,590,186
−HK$85,913/mo
▼ 0.25% · 3.875%
HK$1,632,834
−HK$43,265/mo
Today · 4.125%
HK$1,676,099
baseline
▲ 0.50% · 4.625%
HK$1,764,449
+HK$88,350/mo
Deposit HK$34.83M · loan HK$313.43M · min. income ≈ HK$3,352,198/mo (50% DSR)
Upfront cash ≈ HK$57.46M (deposit + AVD stamp duty HK$22,636,490 · Scale 2, in force from 26 Feb 2026)