LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,415
−HK$4,980/mo
▼ 0.25% · 3.875%
HK$81,885
−HK$2,510/mo
Today · 4.125%
HK$84,395
baseline
▲ 0.50% · 4.625%
HK$89,530
+HK$5,135/mo
Deposit HK$17.41M · loan HK$17.41M · min. income ≈ HK$168,790/mo (50% DSR)
Upfront cash ≈ HK$18.89M (deposit + AVD stamp duty HK$1,480,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,348
−HK$4,774/mo
▼ 0.25% · 3.875%
HK$90,718
−HK$2,404/mo
Today · 4.125%
HK$93,122
baseline
▲ 0.50% · 4.625%
HK$98,030
+HK$4,908/mo
Deposit HK$17.41M · loan HK$17.41M · min. income ≈ HK$186,244/mo (50% DSR)
Upfront cash ≈ HK$18.89M (deposit + AVD stamp duty HK$1,480,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,298
−HK$5,976/mo
▼ 0.25% · 3.875%
HK$98,262
−HK$3,012/mo
Today · 4.125%
HK$101,274
baseline
▲ 0.50% · 4.625%
HK$107,436
+HK$6,162/mo
Deposit HK$13.93M · loan HK$20.90M · min. income ≈ HK$202,548/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,480,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,018
−HK$5,728/mo
▼ 0.25% · 3.875%
HK$108,861
−HK$2,885/mo
Today · 4.125%
HK$111,746
baseline
▲ 0.50% · 4.625%
HK$117,636
+HK$5,890/mo
Deposit HK$13.93M · loan HK$20.90M · min. income ≈ HK$223,492/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,480,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,181
−HK$6,972/mo
▼ 0.25% · 3.875%
HK$114,639
−HK$3,514/mo
Today · 4.125%
HK$118,153
baseline
▲ 0.50% · 4.625%
HK$125,342
+HK$7,189/mo
Deposit HK$10.45M · loan HK$24.38M · min. income ≈ HK$236,306/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$1,480,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,688
−HK$6,682/mo
▼ 0.25% · 3.875%
HK$127,005
−HK$3,365/mo
Today · 4.125%
HK$130,370
baseline
▲ 0.50% · 4.625%
HK$137,242
+HK$6,872/mo
Deposit HK$10.45M · loan HK$24.38M · min. income ≈ HK$260,740/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$1,480,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,947
−HK$8,964/mo
▼ 0.25% · 3.875%
HK$147,394
−HK$4,517/mo
Today · 4.125%
HK$151,911
baseline
▲ 0.50% · 4.625%
HK$161,155
+HK$9,244/mo
Deposit HK$3.48M · loan HK$31.34M · min. income ≈ HK$303,822/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,480,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,027
−HK$8,592/mo
▼ 0.25% · 3.875%
HK$163,292
−HK$4,327/mo
Today · 4.125%
HK$167,619
baseline
▲ 0.50% · 4.625%
HK$176,454
+HK$8,835/mo
Deposit HK$3.48M · loan HK$31.34M · min. income ≈ HK$335,238/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,480,158 · Scale 2, in force from 26 Feb 2026)