LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,416
−HK$4,980/mo
▼ 0.25% · 3.875%
HK$81,886
−HK$2,510/mo
Today · 4.125%
HK$84,396
baseline
▲ 0.50% · 4.625%
HK$89,531
+HK$5,135/mo
Deposit HK$17.41M · loan HK$17.41M · min. income ≈ HK$168,792/mo (50% DSR)
Upfront cash ≈ HK$18.89M (deposit + AVD stamp duty HK$1,480,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,349
−HK$4,774/mo
▼ 0.25% · 3.875%
HK$90,719
−HK$2,404/mo
Today · 4.125%
HK$93,123
baseline
▲ 0.50% · 4.625%
HK$98,031
+HK$4,908/mo
Deposit HK$17.41M · loan HK$17.41M · min. income ≈ HK$186,246/mo (50% DSR)
Upfront cash ≈ HK$18.89M (deposit + AVD stamp duty HK$1,480,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,299
−HK$5,976/mo
▼ 0.25% · 3.875%
HK$98,263
−HK$3,012/mo
Today · 4.125%
HK$101,275
baseline
▲ 0.50% · 4.625%
HK$107,438
+HK$6,163/mo
Deposit HK$13.93M · loan HK$20.90M · min. income ≈ HK$202,550/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,480,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,019
−HK$5,728/mo
▼ 0.25% · 3.875%
HK$108,863
−HK$2,884/mo
Today · 4.125%
HK$111,747
baseline
▲ 0.50% · 4.625%
HK$117,638
+HK$5,891/mo
Deposit HK$13.93M · loan HK$20.90M · min. income ≈ HK$223,494/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,480,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,182
−HK$6,972/mo
▼ 0.25% · 3.875%
HK$114,641
−HK$3,513/mo
Today · 4.125%
HK$118,154
baseline
▲ 0.50% · 4.625%
HK$125,344
+HK$7,190/mo
Deposit HK$10.45M · loan HK$24.38M · min. income ≈ HK$236,308/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$1,480,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,689
−HK$6,683/mo
▼ 0.25% · 3.875%
HK$127,007
−HK$3,365/mo
Today · 4.125%
HK$130,372
baseline
▲ 0.50% · 4.625%
HK$137,244
+HK$6,872/mo
Deposit HK$10.45M · loan HK$24.38M · min. income ≈ HK$260,744/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$1,480,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,949
−HK$8,964/mo
▼ 0.25% · 3.875%
HK$147,395
−HK$4,518/mo
Today · 4.125%
HK$151,913
baseline
▲ 0.50% · 4.625%
HK$161,156
+HK$9,243/mo
Deposit HK$3.48M · loan HK$31.34M · min. income ≈ HK$303,826/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,480,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,029
−HK$8,592/mo
▼ 0.25% · 3.875%
HK$163,294
−HK$4,327/mo
Today · 4.125%
HK$167,621
baseline
▲ 0.50% · 4.625%
HK$176,456
+HK$8,835/mo
Deposit HK$3.48M · loan HK$31.34M · min. income ≈ HK$335,242/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,480,175 · Scale 2, in force from 26 Feb 2026)