LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,417
−HK$4,980/mo
▼ 0.25% · 3.875%
HK$81,888
−HK$2,509/mo
Today · 4.125%
HK$84,397
baseline
▲ 0.50% · 4.625%
HK$89,533
+HK$5,136/mo
Deposit HK$17.41M · loan HK$17.41M · min. income ≈ HK$168,794/mo (50% DSR)
Upfront cash ≈ HK$18.89M (deposit + AVD stamp duty HK$1,480,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,351
−HK$4,773/mo
▼ 0.25% · 3.875%
HK$90,720
−HK$2,404/mo
Today · 4.125%
HK$93,124
baseline
▲ 0.50% · 4.625%
HK$98,033
+HK$4,909/mo
Deposit HK$17.41M · loan HK$17.41M · min. income ≈ HK$186,248/mo (50% DSR)
Upfront cash ≈ HK$18.89M (deposit + AVD stamp duty HK$1,480,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,301
−HK$5,976/mo
▼ 0.25% · 3.875%
HK$98,265
−HK$3,012/mo
Today · 4.125%
HK$101,277
baseline
▲ 0.50% · 4.625%
HK$107,439
+HK$6,162/mo
Deposit HK$13.93M · loan HK$20.90M · min. income ≈ HK$202,554/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,480,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,021
−HK$5,728/mo
▼ 0.25% · 3.875%
HK$108,864
−HK$2,885/mo
Today · 4.125%
HK$111,749
baseline
▲ 0.50% · 4.625%
HK$117,639
+HK$5,890/mo
Deposit HK$13.93M · loan HK$20.90M · min. income ≈ HK$223,498/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,480,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,184
−HK$6,972/mo
▼ 0.25% · 3.875%
HK$114,643
−HK$3,513/mo
Today · 4.125%
HK$118,156
baseline
▲ 0.50% · 4.625%
HK$125,346
+HK$7,190/mo
Deposit HK$10.45M · loan HK$24.38M · min. income ≈ HK$236,312/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$1,480,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,691
−HK$6,683/mo
▼ 0.25% · 3.875%
HK$127,009
−HK$3,365/mo
Today · 4.125%
HK$130,374
baseline
▲ 0.50% · 4.625%
HK$137,246
+HK$6,872/mo
Deposit HK$10.45M · loan HK$24.38M · min. income ≈ HK$260,748/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$1,480,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,951
−HK$8,964/mo
▼ 0.25% · 3.875%
HK$147,398
−HK$4,517/mo
Today · 4.125%
HK$151,915
baseline
▲ 0.50% · 4.625%
HK$161,159
+HK$9,244/mo
Deposit HK$3.48M · loan HK$31.35M · min. income ≈ HK$303,830/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,480,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,032
−HK$8,592/mo
▼ 0.25% · 3.875%
HK$163,297
−HK$4,327/mo
Today · 4.125%
HK$167,624
baseline
▲ 0.50% · 4.625%
HK$176,459
+HK$8,835/mo
Deposit HK$3.48M · loan HK$31.35M · min. income ≈ HK$335,248/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,480,199 · Scale 2, in force from 26 Feb 2026)