LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,419
−HK$4,981/mo
▼ 0.25% · 3.875%
HK$81,890
−HK$2,510/mo
Today · 4.125%
HK$84,400
baseline
▲ 0.50% · 4.625%
HK$89,535
+HK$5,135/mo
Deposit HK$17.41M · loan HK$17.41M · min. income ≈ HK$168,800/mo (50% DSR)
Upfront cash ≈ HK$18.89M (deposit + AVD stamp duty HK$1,480,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,353
−HK$4,774/mo
▼ 0.25% · 3.875%
HK$90,723
−HK$2,404/mo
Today · 4.125%
HK$93,127
baseline
▲ 0.50% · 4.625%
HK$98,035
+HK$4,908/mo
Deposit HK$17.41M · loan HK$17.41M · min. income ≈ HK$186,254/mo (50% DSR)
Upfront cash ≈ HK$18.89M (deposit + AVD stamp duty HK$1,480,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,303
−HK$5,976/mo
▼ 0.25% · 3.875%
HK$98,268
−HK$3,011/mo
Today · 4.125%
HK$101,279
baseline
▲ 0.50% · 4.625%
HK$107,442
+HK$6,163/mo
Deposit HK$13.93M · loan HK$20.90M · min. income ≈ HK$202,558/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,480,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,024
−HK$5,728/mo
▼ 0.25% · 3.875%
HK$108,867
−HK$2,885/mo
Today · 4.125%
HK$111,752
baseline
▲ 0.50% · 4.625%
HK$117,643
+HK$5,891/mo
Deposit HK$13.93M · loan HK$20.90M · min. income ≈ HK$223,504/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,480,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,187
−HK$6,972/mo
▼ 0.25% · 3.875%
HK$114,646
−HK$3,513/mo
Today · 4.125%
HK$118,159
baseline
▲ 0.50% · 4.625%
HK$125,349
+HK$7,190/mo
Deposit HK$10.45M · loan HK$24.38M · min. income ≈ HK$236,318/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$1,480,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,694
−HK$6,683/mo
▼ 0.25% · 3.875%
HK$127,012
−HK$3,365/mo
Today · 4.125%
HK$130,377
baseline
▲ 0.50% · 4.625%
HK$137,250
+HK$6,873/mo
Deposit HK$10.45M · loan HK$24.38M · min. income ≈ HK$260,754/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$1,480,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,955
−HK$8,964/mo
▼ 0.25% · 3.875%
HK$147,401
−HK$4,518/mo
Today · 4.125%
HK$151,919
baseline
▲ 0.50% · 4.625%
HK$161,163
+HK$9,244/mo
Deposit HK$3.48M · loan HK$31.35M · min. income ≈ HK$303,838/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,480,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,036
−HK$8,592/mo
▼ 0.25% · 3.875%
HK$163,301
−HK$4,327/mo
Today · 4.125%
HK$167,628
baseline
▲ 0.50% · 4.625%
HK$176,464
+HK$8,836/mo
Deposit HK$3.48M · loan HK$31.35M · min. income ≈ HK$335,256/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,480,237 · Scale 2, in force from 26 Feb 2026)