LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,426
−HK$4,981/mo
▼ 0.25% · 3.875%
HK$81,897
−HK$2,510/mo
Today · 4.125%
HK$84,407
baseline
▲ 0.50% · 4.625%
HK$89,543
+HK$5,136/mo
Deposit HK$17.42M · loan HK$17.42M · min. income ≈ HK$168,814/mo (50% DSR)
Upfront cash ≈ HK$18.90M (deposit + AVD stamp duty HK$1,480,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,361
−HK$4,774/mo
▼ 0.25% · 3.875%
HK$90,730
−HK$2,405/mo
Today · 4.125%
HK$93,135
baseline
▲ 0.50% · 4.625%
HK$98,044
+HK$4,909/mo
Deposit HK$17.42M · loan HK$17.42M · min. income ≈ HK$186,270/mo (50% DSR)
Upfront cash ≈ HK$18.90M (deposit + AVD stamp duty HK$1,480,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,311
−HK$5,977/mo
▼ 0.25% · 3.875%
HK$98,276
−HK$3,012/mo
Today · 4.125%
HK$101,288
baseline
▲ 0.50% · 4.625%
HK$107,451
+HK$6,163/mo
Deposit HK$13.93M · loan HK$20.90M · min. income ≈ HK$202,576/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,480,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,033
−HK$5,728/mo
▼ 0.25% · 3.875%
HK$108,877
−HK$2,884/mo
Today · 4.125%
HK$111,761
baseline
▲ 0.50% · 4.625%
HK$117,653
+HK$5,892/mo
Deposit HK$13.93M · loan HK$20.90M · min. income ≈ HK$223,522/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,480,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,196
−HK$6,973/mo
▼ 0.25% · 3.875%
HK$114,655
−HK$3,514/mo
Today · 4.125%
HK$118,169
baseline
▲ 0.50% · 4.625%
HK$125,360
+HK$7,191/mo
Deposit HK$10.45M · loan HK$24.38M · min. income ≈ HK$236,338/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$1,480,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,705
−HK$6,683/mo
▼ 0.25% · 3.875%
HK$127,023
−HK$3,365/mo
Today · 4.125%
HK$130,388
baseline
▲ 0.50% · 4.625%
HK$137,261
+HK$6,873/mo
Deposit HK$10.45M · loan HK$24.38M · min. income ≈ HK$260,776/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$1,480,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,967
−HK$8,965/mo
▼ 0.25% · 3.875%
HK$147,414
−HK$4,518/mo
Today · 4.125%
HK$151,932
baseline
▲ 0.50% · 4.625%
HK$161,177
+HK$9,245/mo
Deposit HK$3.48M · loan HK$31.35M · min. income ≈ HK$303,864/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,480,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,049
−HK$8,593/mo
▼ 0.25% · 3.875%
HK$163,315
−HK$4,327/mo
Today · 4.125%
HK$167,642
baseline
▲ 0.50% · 4.625%
HK$176,479
+HK$8,837/mo
Deposit HK$3.48M · loan HK$31.35M · min. income ≈ HK$335,284/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,480,363 · Scale 2, in force from 26 Feb 2026)