LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,428
−HK$4,980/mo
▼ 0.25% · 3.875%
HK$81,898
−HK$2,510/mo
Today · 4.125%
HK$84,408
baseline
▲ 0.50% · 4.625%
HK$89,544
+HK$5,136/mo
Deposit HK$17.42M · loan HK$17.42M · min. income ≈ HK$168,816/mo (50% DSR)
Upfront cash ≈ HK$18.90M (deposit + AVD stamp duty HK$1,480,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,362
−HK$4,774/mo
▼ 0.25% · 3.875%
HK$90,732
−HK$2,404/mo
Today · 4.125%
HK$93,136
baseline
▲ 0.50% · 4.625%
HK$98,046
+HK$4,910/mo
Deposit HK$17.42M · loan HK$17.42M · min. income ≈ HK$186,272/mo (50% DSR)
Upfront cash ≈ HK$18.90M (deposit + AVD stamp duty HK$1,480,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,313
−HK$5,977/mo
▼ 0.25% · 3.875%
HK$98,278
−HK$3,012/mo
Today · 4.125%
HK$101,290
baseline
▲ 0.50% · 4.625%
HK$107,453
+HK$6,163/mo
Deposit HK$13.93M · loan HK$20.90M · min. income ≈ HK$202,580/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,480,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,035
−HK$5,729/mo
▼ 0.25% · 3.875%
HK$108,879
−HK$2,885/mo
Today · 4.125%
HK$111,764
baseline
▲ 0.50% · 4.625%
HK$117,655
+HK$5,891/mo
Deposit HK$13.93M · loan HK$20.90M · min. income ≈ HK$223,528/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,480,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,199
−HK$6,973/mo
▼ 0.25% · 3.875%
HK$114,658
−HK$3,514/mo
Today · 4.125%
HK$118,172
baseline
▲ 0.50% · 4.625%
HK$125,362
+HK$7,190/mo
Deposit HK$10.45M · loan HK$24.38M · min. income ≈ HK$236,344/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$1,480,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,707
−HK$6,684/mo
▼ 0.25% · 3.875%
HK$127,025
−HK$3,366/mo
Today · 4.125%
HK$130,391
baseline
▲ 0.50% · 4.625%
HK$137,264
+HK$6,873/mo
Deposit HK$10.45M · loan HK$24.38M · min. income ≈ HK$260,782/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$1,480,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,970
−HK$8,965/mo
▼ 0.25% · 3.875%
HK$147,417
−HK$4,518/mo
Today · 4.125%
HK$151,935
baseline
▲ 0.50% · 4.625%
HK$161,180
+HK$9,245/mo
Deposit HK$3.48M · loan HK$31.35M · min. income ≈ HK$303,870/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,480,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,052
−HK$8,593/mo
▼ 0.25% · 3.875%
HK$163,318
−HK$4,327/mo
Today · 4.125%
HK$167,645
baseline
▲ 0.50% · 4.625%
HK$176,482
+HK$8,837/mo
Deposit HK$3.48M · loan HK$31.35M · min. income ≈ HK$335,290/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,480,393 · Scale 2, in force from 26 Feb 2026)