LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,428
−HK$4,981/mo
▼ 0.25% · 3.875%
HK$81,899
−HK$2,510/mo
Today · 4.125%
HK$84,409
baseline
▲ 0.50% · 4.625%
HK$89,545
+HK$5,136/mo
Deposit HK$17.42M · loan HK$17.42M · min. income ≈ HK$168,818/mo (50% DSR)
Upfront cash ≈ HK$18.90M (deposit + AVD stamp duty HK$1,480,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,363
−HK$4,774/mo
▼ 0.25% · 3.875%
HK$90,733
−HK$2,404/mo
Today · 4.125%
HK$93,137
baseline
▲ 0.50% · 4.625%
HK$98,046
+HK$4,909/mo
Deposit HK$17.42M · loan HK$17.42M · min. income ≈ HK$186,274/mo (50% DSR)
Upfront cash ≈ HK$18.90M (deposit + AVD stamp duty HK$1,480,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,314
−HK$5,977/mo
▼ 0.25% · 3.875%
HK$98,279
−HK$3,012/mo
Today · 4.125%
HK$101,291
baseline
▲ 0.50% · 4.625%
HK$107,454
+HK$6,163/mo
Deposit HK$13.93M · loan HK$20.90M · min. income ≈ HK$202,582/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,480,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,036
−HK$5,728/mo
▼ 0.25% · 3.875%
HK$108,879
−HK$2,885/mo
Today · 4.125%
HK$111,764
baseline
▲ 0.50% · 4.625%
HK$117,656
+HK$5,892/mo
Deposit HK$13.93M · loan HK$20.90M · min. income ≈ HK$223,528/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,480,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,199
−HK$6,974/mo
▼ 0.25% · 3.875%
HK$114,658
−HK$3,515/mo
Today · 4.125%
HK$118,173
baseline
▲ 0.50% · 4.625%
HK$125,363
+HK$7,190/mo
Deposit HK$10.45M · loan HK$24.38M · min. income ≈ HK$236,346/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$1,480,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,708
−HK$6,684/mo
▼ 0.25% · 3.875%
HK$127,026
−HK$3,366/mo
Today · 4.125%
HK$130,392
baseline
▲ 0.50% · 4.625%
HK$137,265
+HK$6,873/mo
Deposit HK$10.45M · loan HK$24.38M · min. income ≈ HK$260,784/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$1,480,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,971
−HK$8,965/mo
▼ 0.25% · 3.875%
HK$147,418
−HK$4,518/mo
Today · 4.125%
HK$151,936
baseline
▲ 0.50% · 4.625%
HK$161,181
+HK$9,245/mo
Deposit HK$3.48M · loan HK$31.35M · min. income ≈ HK$303,872/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,480,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,053
−HK$8,594/mo
▼ 0.25% · 3.875%
HK$163,319
−HK$4,328/mo
Today · 4.125%
HK$167,647
baseline
▲ 0.50% · 4.625%
HK$176,483
+HK$8,836/mo
Deposit HK$3.48M · loan HK$31.35M · min. income ≈ HK$335,294/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,480,402 · Scale 2, in force from 26 Feb 2026)