LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,429
−HK$4,980/mo
▼ 0.25% · 3.875%
HK$81,899
−HK$2,510/mo
Today · 4.125%
HK$84,409
baseline
▲ 0.50% · 4.625%
HK$89,546
+HK$5,137/mo
Deposit HK$17.42M · loan HK$17.42M · min. income ≈ HK$168,818/mo (50% DSR)
Upfront cash ≈ HK$18.90M (deposit + AVD stamp duty HK$1,480,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,363
−HK$4,774/mo
▼ 0.25% · 3.875%
HK$90,733
−HK$2,404/mo
Today · 4.125%
HK$93,137
baseline
▲ 0.50% · 4.625%
HK$98,047
+HK$4,910/mo
Deposit HK$17.42M · loan HK$17.42M · min. income ≈ HK$186,274/mo (50% DSR)
Upfront cash ≈ HK$18.90M (deposit + AVD stamp duty HK$1,480,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,314
−HK$5,977/mo
▼ 0.25% · 3.875%
HK$98,279
−HK$3,012/mo
Today · 4.125%
HK$101,291
baseline
▲ 0.50% · 4.625%
HK$107,455
+HK$6,164/mo
Deposit HK$13.93M · loan HK$20.90M · min. income ≈ HK$202,582/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,480,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,036
−HK$5,729/mo
▼ 0.25% · 3.875%
HK$108,880
−HK$2,885/mo
Today · 4.125%
HK$111,765
baseline
▲ 0.50% · 4.625%
HK$117,656
+HK$5,891/mo
Deposit HK$13.93M · loan HK$20.90M · min. income ≈ HK$223,530/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,480,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,200
−HK$6,973/mo
▼ 0.25% · 3.875%
HK$114,659
−HK$3,514/mo
Today · 4.125%
HK$118,173
baseline
▲ 0.50% · 4.625%
HK$125,364
+HK$7,191/mo
Deposit HK$10.45M · loan HK$24.38M · min. income ≈ HK$236,346/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$1,480,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,709
−HK$6,683/mo
▼ 0.25% · 3.875%
HK$127,027
−HK$3,365/mo
Today · 4.125%
HK$130,392
baseline
▲ 0.50% · 4.625%
HK$137,266
+HK$6,874/mo
Deposit HK$10.45M · loan HK$24.38M · min. income ≈ HK$260,784/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$1,480,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,971
−HK$8,966/mo
▼ 0.25% · 3.875%
HK$147,419
−HK$4,518/mo
Today · 4.125%
HK$151,937
baseline
▲ 0.50% · 4.625%
HK$161,182
+HK$9,245/mo
Deposit HK$3.48M · loan HK$31.35M · min. income ≈ HK$303,874/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,480,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,054
−HK$8,593/mo
▼ 0.25% · 3.875%
HK$163,320
−HK$4,327/mo
Today · 4.125%
HK$167,647
baseline
▲ 0.50% · 4.625%
HK$176,484
+HK$8,837/mo
Deposit HK$3.48M · loan HK$31.35M · min. income ≈ HK$335,294/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,480,410 · Scale 2, in force from 26 Feb 2026)