LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,430
−HK$4,981/mo
▼ 0.25% · 3.875%
HK$81,900
−HK$2,511/mo
Today · 4.125%
HK$84,411
baseline
▲ 0.50% · 4.625%
HK$89,547
+HK$5,136/mo
Deposit HK$17.42M · loan HK$17.42M · min. income ≈ HK$168,822/mo (50% DSR)
Upfront cash ≈ HK$18.90M (deposit + AVD stamp duty HK$1,480,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,365
−HK$4,774/mo
▼ 0.25% · 3.875%
HK$90,735
−HK$2,404/mo
Today · 4.125%
HK$93,139
baseline
▲ 0.50% · 4.625%
HK$98,048
+HK$4,909/mo
Deposit HK$17.42M · loan HK$17.42M · min. income ≈ HK$186,278/mo (50% DSR)
Upfront cash ≈ HK$18.90M (deposit + AVD stamp duty HK$1,480,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,316
−HK$5,977/mo
▼ 0.25% · 3.875%
HK$98,280
−HK$3,013/mo
Today · 4.125%
HK$101,293
baseline
▲ 0.50% · 4.625%
HK$107,456
+HK$6,163/mo
Deposit HK$13.93M · loan HK$20.90M · min. income ≈ HK$202,586/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,480,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,038
−HK$5,729/mo
▼ 0.25% · 3.875%
HK$108,882
−HK$2,885/mo
Today · 4.125%
HK$111,767
baseline
▲ 0.50% · 4.625%
HK$117,658
+HK$5,891/mo
Deposit HK$13.93M · loan HK$20.90M · min. income ≈ HK$223,534/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,480,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,202
−HK$6,973/mo
▼ 0.25% · 3.875%
HK$114,661
−HK$3,514/mo
Today · 4.125%
HK$118,175
baseline
▲ 0.50% · 4.625%
HK$125,365
+HK$7,190/mo
Deposit HK$10.45M · loan HK$24.38M · min. income ≈ HK$236,350/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$1,480,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,711
−HK$6,683/mo
▼ 0.25% · 3.875%
HK$127,028
−HK$3,366/mo
Today · 4.125%
HK$130,394
baseline
▲ 0.50% · 4.625%
HK$137,268
+HK$6,874/mo
Deposit HK$10.45M · loan HK$24.38M · min. income ≈ HK$260,788/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$1,480,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,973
−HK$8,966/mo
▼ 0.25% · 3.875%
HK$147,421
−HK$4,518/mo
Today · 4.125%
HK$151,939
baseline
▲ 0.50% · 4.625%
HK$161,184
+HK$9,245/mo
Deposit HK$3.48M · loan HK$31.35M · min. income ≈ HK$303,878/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,480,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,056
−HK$8,594/mo
▼ 0.25% · 3.875%
HK$163,322
−HK$4,328/mo
Today · 4.125%
HK$167,650
baseline
▲ 0.50% · 4.625%
HK$176,487
+HK$8,837/mo
Deposit HK$3.48M · loan HK$31.35M · min. income ≈ HK$335,300/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,480,431 · Scale 2, in force from 26 Feb 2026)