LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,431
−HK$4,982/mo
▼ 0.25% · 3.875%
HK$81,902
−HK$2,511/mo
Today · 4.125%
HK$84,413
baseline
▲ 0.50% · 4.625%
HK$89,549
+HK$5,136/mo
Deposit HK$17.42M · loan HK$17.42M · min. income ≈ HK$168,826/mo (50% DSR)
Upfront cash ≈ HK$18.90M (deposit + AVD stamp duty HK$1,480,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,367
−HK$4,774/mo
▼ 0.25% · 3.875%
HK$90,737
−HK$2,404/mo
Today · 4.125%
HK$93,141
baseline
▲ 0.50% · 4.625%
HK$98,051
+HK$4,910/mo
Deposit HK$17.42M · loan HK$17.42M · min. income ≈ HK$186,282/mo (50% DSR)
Upfront cash ≈ HK$18.90M (deposit + AVD stamp duty HK$1,480,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,318
−HK$5,977/mo
▼ 0.25% · 3.875%
HK$98,283
−HK$3,012/mo
Today · 4.125%
HK$101,295
baseline
▲ 0.50% · 4.625%
HK$107,459
+HK$6,164/mo
Deposit HK$13.93M · loan HK$20.90M · min. income ≈ HK$202,590/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,480,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,040
−HK$5,729/mo
▼ 0.25% · 3.875%
HK$108,884
−HK$2,885/mo
Today · 4.125%
HK$111,769
baseline
▲ 0.50% · 4.625%
HK$117,661
+HK$5,892/mo
Deposit HK$13.93M · loan HK$20.90M · min. income ≈ HK$223,538/mo (50% DSR)
Upfront cash ≈ HK$15.41M (deposit + AVD stamp duty HK$1,480,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,204
−HK$6,974/mo
▼ 0.25% · 3.875%
HK$114,663
−HK$3,515/mo
Today · 4.125%
HK$118,178
baseline
▲ 0.50% · 4.625%
HK$125,368
+HK$7,190/mo
Deposit HK$10.45M · loan HK$24.38M · min. income ≈ HK$236,356/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$1,480,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,713
−HK$6,684/mo
▼ 0.25% · 3.875%
HK$127,031
−HK$3,366/mo
Today · 4.125%
HK$130,397
baseline
▲ 0.50% · 4.625%
HK$137,271
+HK$6,874/mo
Deposit HK$10.45M · loan HK$24.38M · min. income ≈ HK$260,794/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$1,480,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,977
−HK$8,966/mo
▼ 0.25% · 3.875%
HK$147,424
−HK$4,519/mo
Today · 4.125%
HK$151,943
baseline
▲ 0.50% · 4.625%
HK$161,188
+HK$9,245/mo
Deposit HK$3.48M · loan HK$31.35M · min. income ≈ HK$303,886/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,480,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,060
−HK$8,594/mo
▼ 0.25% · 3.875%
HK$163,326
−HK$4,328/mo
Today · 4.125%
HK$167,654
baseline
▲ 0.50% · 4.625%
HK$176,491
+HK$8,837/mo
Deposit HK$3.48M · loan HK$31.35M · min. income ≈ HK$335,308/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,480,465 · Scale 2, in force from 26 Feb 2026)