LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,440
−HK$4,982/mo
▼ 0.25% · 3.875%
HK$81,911
−HK$2,511/mo
Today · 4.125%
HK$84,422
baseline
▲ 0.50% · 4.625%
HK$89,558
+HK$5,136/mo
Deposit HK$17.42M · loan HK$17.42M · min. income ≈ HK$168,844/mo (50% DSR)
Upfront cash ≈ HK$18.90M (deposit + AVD stamp duty HK$1,480,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,376
−HK$4,775/mo
▼ 0.25% · 3.875%
HK$90,746
−HK$2,405/mo
Today · 4.125%
HK$93,151
baseline
▲ 0.50% · 4.625%
HK$98,061
+HK$4,910/mo
Deposit HK$17.42M · loan HK$17.42M · min. income ≈ HK$186,302/mo (50% DSR)
Upfront cash ≈ HK$18.90M (deposit + AVD stamp duty HK$1,480,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,328
−HK$5,978/mo
▼ 0.25% · 3.875%
HK$98,293
−HK$3,013/mo
Today · 4.125%
HK$101,306
baseline
▲ 0.50% · 4.625%
HK$107,470
+HK$6,164/mo
Deposit HK$13.94M · loan HK$20.90M · min. income ≈ HK$202,612/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,480,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,051
−HK$5,730/mo
▼ 0.25% · 3.875%
HK$108,896
−HK$2,885/mo
Today · 4.125%
HK$111,781
baseline
▲ 0.50% · 4.625%
HK$117,673
+HK$5,892/mo
Deposit HK$13.94M · loan HK$20.90M · min. income ≈ HK$223,562/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,480,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,216
−HK$6,974/mo
▼ 0.25% · 3.875%
HK$114,675
−HK$3,515/mo
Today · 4.125%
HK$118,190
baseline
▲ 0.50% · 4.625%
HK$125,382
+HK$7,192/mo
Deposit HK$10.45M · loan HK$24.39M · min. income ≈ HK$236,380/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$1,480,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,727
−HK$6,684/mo
▼ 0.25% · 3.875%
HK$127,045
−HK$3,366/mo
Today · 4.125%
HK$130,411
baseline
▲ 0.50% · 4.625%
HK$137,285
+HK$6,874/mo
Deposit HK$10.45M · loan HK$24.39M · min. income ≈ HK$260,822/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$1,480,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,992
−HK$8,967/mo
▼ 0.25% · 3.875%
HK$147,440
−HK$4,519/mo
Today · 4.125%
HK$151,959
baseline
▲ 0.50% · 4.625%
HK$161,205
+HK$9,246/mo
Deposit HK$3.48M · loan HK$31.35M · min. income ≈ HK$303,918/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,480,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,077
−HK$8,595/mo
▼ 0.25% · 3.875%
HK$163,343
−HK$4,329/mo
Today · 4.125%
HK$167,672
baseline
▲ 0.50% · 4.625%
HK$176,510
+HK$8,838/mo
Deposit HK$3.48M · loan HK$31.35M · min. income ≈ HK$335,344/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,480,623 · Scale 2, in force from 26 Feb 2026)