LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,447
−HK$4,982/mo
▼ 0.25% · 3.875%
HK$81,918
−HK$2,511/mo
Today · 4.125%
HK$84,429
baseline
▲ 0.50% · 4.625%
HK$89,566
+HK$5,137/mo
Deposit HK$17.42M · loan HK$17.42M · min. income ≈ HK$168,858/mo (50% DSR)
Upfront cash ≈ HK$18.90M (deposit + AVD stamp duty HK$1,480,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,384
−HK$4,775/mo
▼ 0.25% · 3.875%
HK$90,754
−HK$2,405/mo
Today · 4.125%
HK$93,159
baseline
▲ 0.50% · 4.625%
HK$98,070
+HK$4,911/mo
Deposit HK$17.42M · loan HK$17.42M · min. income ≈ HK$186,318/mo (50% DSR)
Upfront cash ≈ HK$18.90M (deposit + AVD stamp duty HK$1,480,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,336
−HK$5,979/mo
▼ 0.25% · 3.875%
HK$98,302
−HK$3,013/mo
Today · 4.125%
HK$101,315
baseline
▲ 0.50% · 4.625%
HK$107,480
+HK$6,165/mo
Deposit HK$13.94M · loan HK$20.90M · min. income ≈ HK$202,630/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,480,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,061
−HK$5,730/mo
▼ 0.25% · 3.875%
HK$108,905
−HK$2,886/mo
Today · 4.125%
HK$111,791
baseline
▲ 0.50% · 4.625%
HK$117,684
+HK$5,893/mo
Deposit HK$13.94M · loan HK$20.90M · min. income ≈ HK$223,582/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,480,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,226
−HK$6,975/mo
▼ 0.25% · 3.875%
HK$114,686
−HK$3,515/mo
Today · 4.125%
HK$118,201
baseline
▲ 0.50% · 4.625%
HK$125,393
+HK$7,192/mo
Deposit HK$10.45M · loan HK$24.39M · min. income ≈ HK$236,402/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$1,480,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,738
−HK$6,685/mo
▼ 0.25% · 3.875%
HK$127,056
−HK$3,367/mo
Today · 4.125%
HK$130,423
baseline
▲ 0.50% · 4.625%
HK$137,298
+HK$6,875/mo
Deposit HK$10.45M · loan HK$24.39M · min. income ≈ HK$260,846/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$1,480,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,005
−HK$8,967/mo
▼ 0.25% · 3.875%
HK$147,453
−HK$4,519/mo
Today · 4.125%
HK$151,972
baseline
▲ 0.50% · 4.625%
HK$161,220
+HK$9,248/mo
Deposit HK$3.48M · loan HK$31.36M · min. income ≈ HK$303,944/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,480,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,091
−HK$8,596/mo
▼ 0.25% · 3.875%
HK$163,358
−HK$4,329/mo
Today · 4.125%
HK$167,687
baseline
▲ 0.50% · 4.625%
HK$176,525
+HK$8,838/mo
Deposit HK$3.48M · loan HK$31.36M · min. income ≈ HK$335,374/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,480,755 · Scale 2, in force from 26 Feb 2026)