LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,450
−HK$4,983/mo
▼ 0.25% · 3.875%
HK$81,922
−HK$2,511/mo
Today · 4.125%
HK$84,433
baseline
▲ 0.50% · 4.625%
HK$89,570
+HK$5,137/mo
Deposit HK$17.42M · loan HK$17.42M · min. income ≈ HK$168,866/mo (50% DSR)
Upfront cash ≈ HK$18.90M (deposit + AVD stamp duty HK$1,480,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,388
−HK$4,775/mo
▼ 0.25% · 3.875%
HK$90,758
−HK$2,405/mo
Today · 4.125%
HK$93,163
baseline
▲ 0.50% · 4.625%
HK$98,074
+HK$4,911/mo
Deposit HK$17.42M · loan HK$17.42M · min. income ≈ HK$186,326/mo (50% DSR)
Upfront cash ≈ HK$18.90M (deposit + AVD stamp duty HK$1,480,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,340
−HK$5,979/mo
▼ 0.25% · 3.875%
HK$98,306
−HK$3,013/mo
Today · 4.125%
HK$101,319
baseline
▲ 0.50% · 4.625%
HK$107,484
+HK$6,165/mo
Deposit HK$13.94M · loan HK$20.91M · min. income ≈ HK$202,638/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,480,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,065
−HK$5,731/mo
▼ 0.25% · 3.875%
HK$108,910
−HK$2,886/mo
Today · 4.125%
HK$111,796
baseline
▲ 0.50% · 4.625%
HK$117,688
+HK$5,892/mo
Deposit HK$13.94M · loan HK$20.91M · min. income ≈ HK$223,592/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,480,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,230
−HK$6,976/mo
▼ 0.25% · 3.875%
HK$114,690
−HK$3,516/mo
Today · 4.125%
HK$118,206
baseline
▲ 0.50% · 4.625%
HK$125,398
+HK$7,192/mo
Deposit HK$10.45M · loan HK$24.39M · min. income ≈ HK$236,412/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$1,480,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,743
−HK$6,685/mo
▼ 0.25% · 3.875%
HK$127,061
−HK$3,367/mo
Today · 4.125%
HK$130,428
baseline
▲ 0.50% · 4.625%
HK$137,303
+HK$6,875/mo
Deposit HK$10.45M · loan HK$24.39M · min. income ≈ HK$260,856/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$1,480,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,011
−HK$8,968/mo
▼ 0.25% · 3.875%
HK$147,459
−HK$4,520/mo
Today · 4.125%
HK$151,979
baseline
▲ 0.50% · 4.625%
HK$161,226
+HK$9,247/mo
Deposit HK$3.48M · loan HK$31.36M · min. income ≈ HK$303,958/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,480,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,098
−HK$8,595/mo
▼ 0.25% · 3.875%
HK$163,365
−HK$4,328/mo
Today · 4.125%
HK$167,693
baseline
▲ 0.50% · 4.625%
HK$176,533
+HK$8,840/mo
Deposit HK$3.48M · loan HK$31.36M · min. income ≈ HK$335,386/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,480,815 · Scale 2, in force from 26 Feb 2026)