LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,451
−HK$4,982/mo
▼ 0.25% · 3.875%
HK$81,922
−HK$2,511/mo
Today · 4.125%
HK$84,433
baseline
▲ 0.50% · 4.625%
HK$89,571
+HK$5,138/mo
Deposit HK$17.42M · loan HK$17.42M · min. income ≈ HK$168,866/mo (50% DSR)
Upfront cash ≈ HK$18.90M (deposit + AVD stamp duty HK$1,480,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,388
−HK$4,776/mo
▼ 0.25% · 3.875%
HK$90,759
−HK$2,405/mo
Today · 4.125%
HK$93,164
baseline
▲ 0.50% · 4.625%
HK$98,074
+HK$4,910/mo
Deposit HK$17.42M · loan HK$17.42M · min. income ≈ HK$186,328/mo (50% DSR)
Upfront cash ≈ HK$18.90M (deposit + AVD stamp duty HK$1,480,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,341
−HK$5,979/mo
▼ 0.25% · 3.875%
HK$98,307
−HK$3,013/mo
Today · 4.125%
HK$101,320
baseline
▲ 0.50% · 4.625%
HK$107,485
+HK$6,165/mo
Deposit HK$13.94M · loan HK$20.91M · min. income ≈ HK$202,640/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,480,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,066
−HK$5,730/mo
▼ 0.25% · 3.875%
HK$108,911
−HK$2,885/mo
Today · 4.125%
HK$111,796
baseline
▲ 0.50% · 4.625%
HK$117,689
+HK$5,893/mo
Deposit HK$13.94M · loan HK$20.91M · min. income ≈ HK$223,592/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,480,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,231
−HK$6,975/mo
▼ 0.25% · 3.875%
HK$114,691
−HK$3,515/mo
Today · 4.125%
HK$118,206
baseline
▲ 0.50% · 4.625%
HK$125,399
+HK$7,193/mo
Deposit HK$10.45M · loan HK$24.39M · min. income ≈ HK$236,412/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$1,480,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,744
−HK$6,685/mo
▼ 0.25% · 3.875%
HK$127,062
−HK$3,367/mo
Today · 4.125%
HK$130,429
baseline
▲ 0.50% · 4.625%
HK$137,304
+HK$6,875/mo
Deposit HK$10.45M · loan HK$24.39M · min. income ≈ HK$260,858/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$1,480,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,012
−HK$8,968/mo
▼ 0.25% · 3.875%
HK$147,460
−HK$4,520/mo
Today · 4.125%
HK$151,980
baseline
▲ 0.50% · 4.625%
HK$161,227
+HK$9,247/mo
Deposit HK$3.48M · loan HK$31.36M · min. income ≈ HK$303,960/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,480,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,099
−HK$8,596/mo
▼ 0.25% · 3.875%
HK$163,366
−HK$4,329/mo
Today · 4.125%
HK$167,695
baseline
▲ 0.50% · 4.625%
HK$176,534
+HK$8,839/mo
Deposit HK$3.48M · loan HK$31.36M · min. income ≈ HK$335,390/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,480,827 · Scale 2, in force from 26 Feb 2026)