LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,451
−HK$4,983/mo
▼ 0.25% · 3.875%
HK$81,923
−HK$2,511/mo
Today · 4.125%
HK$84,434
baseline
▲ 0.50% · 4.625%
HK$89,571
+HK$5,137/mo
Deposit HK$17.42M · loan HK$17.42M · min. income ≈ HK$168,868/mo (50% DSR)
Upfront cash ≈ HK$18.90M (deposit + AVD stamp duty HK$1,480,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,389
−HK$4,775/mo
▼ 0.25% · 3.875%
HK$90,759
−HK$2,405/mo
Today · 4.125%
HK$93,164
baseline
▲ 0.50% · 4.625%
HK$98,075
+HK$4,911/mo
Deposit HK$17.42M · loan HK$17.42M · min. income ≈ HK$186,328/mo (50% DSR)
Upfront cash ≈ HK$18.90M (deposit + AVD stamp duty HK$1,480,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,342
−HK$5,978/mo
▼ 0.25% · 3.875%
HK$98,307
−HK$3,013/mo
Today · 4.125%
HK$101,320
baseline
▲ 0.50% · 4.625%
HK$107,485
+HK$6,165/mo
Deposit HK$13.94M · loan HK$20.91M · min. income ≈ HK$202,640/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,480,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,067
−HK$5,730/mo
▼ 0.25% · 3.875%
HK$108,911
−HK$2,886/mo
Today · 4.125%
HK$111,797
baseline
▲ 0.50% · 4.625%
HK$117,690
+HK$5,893/mo
Deposit HK$13.94M · loan HK$20.91M · min. income ≈ HK$223,594/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,480,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,232
−HK$6,975/mo
▼ 0.25% · 3.875%
HK$114,692
−HK$3,515/mo
Today · 4.125%
HK$118,207
baseline
▲ 0.50% · 4.625%
HK$125,400
+HK$7,193/mo
Deposit HK$10.45M · loan HK$24.39M · min. income ≈ HK$236,414/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$1,480,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,744
−HK$6,686/mo
▼ 0.25% · 3.875%
HK$127,063
−HK$3,367/mo
Today · 4.125%
HK$130,430
baseline
▲ 0.50% · 4.625%
HK$137,305
+HK$6,875/mo
Deposit HK$10.45M · loan HK$24.39M · min. income ≈ HK$260,860/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$1,480,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,012
−HK$8,968/mo
▼ 0.25% · 3.875%
HK$147,461
−HK$4,519/mo
Today · 4.125%
HK$151,980
baseline
▲ 0.50% · 4.625%
HK$161,228
+HK$9,248/mo
Deposit HK$3.48M · loan HK$31.36M · min. income ≈ HK$303,960/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,480,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,100
−HK$8,595/mo
▼ 0.25% · 3.875%
HK$163,367
−HK$4,328/mo
Today · 4.125%
HK$167,695
baseline
▲ 0.50% · 4.625%
HK$176,535
+HK$8,840/mo
Deposit HK$3.48M · loan HK$31.36M · min. income ≈ HK$335,390/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,480,834 · Scale 2, in force from 26 Feb 2026)