LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,455
−HK$4,982/mo
▼ 0.25% · 3.875%
HK$81,926
−HK$2,511/mo
Today · 4.125%
HK$84,437
baseline
▲ 0.50% · 4.625%
HK$89,575
+HK$5,138/mo
Deposit HK$17.42M · loan HK$17.42M · min. income ≈ HK$168,874/mo (50% DSR)
Upfront cash ≈ HK$18.90M (deposit + AVD stamp duty HK$1,480,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,393
−HK$4,775/mo
▼ 0.25% · 3.875%
HK$90,764
−HK$2,404/mo
Today · 4.125%
HK$93,168
baseline
▲ 0.50% · 4.625%
HK$98,079
+HK$4,911/mo
Deposit HK$17.42M · loan HK$17.42M · min. income ≈ HK$186,336/mo (50% DSR)
Upfront cash ≈ HK$18.90M (deposit + AVD stamp duty HK$1,480,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,346
−HK$5,979/mo
▼ 0.25% · 3.875%
HK$98,312
−HK$3,013/mo
Today · 4.125%
HK$101,325
baseline
▲ 0.50% · 4.625%
HK$107,490
+HK$6,165/mo
Deposit HK$13.94M · loan HK$20.91M · min. income ≈ HK$202,650/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,480,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,071
−HK$5,731/mo
▼ 0.25% · 3.875%
HK$108,916
−HK$2,886/mo
Today · 4.125%
HK$111,802
baseline
▲ 0.50% · 4.625%
HK$117,695
+HK$5,893/mo
Deposit HK$13.94M · loan HK$20.91M · min. income ≈ HK$223,604/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,480,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,237
−HK$6,975/mo
▼ 0.25% · 3.875%
HK$114,697
−HK$3,515/mo
Today · 4.125%
HK$118,212
baseline
▲ 0.50% · 4.625%
HK$125,405
+HK$7,193/mo
Deposit HK$10.45M · loan HK$24.39M · min. income ≈ HK$236,424/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$1,480,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,750
−HK$6,686/mo
▼ 0.25% · 3.875%
HK$127,069
−HK$3,367/mo
Today · 4.125%
HK$130,436
baseline
▲ 0.50% · 4.625%
HK$137,311
+HK$6,875/mo
Deposit HK$10.45M · loan HK$24.39M · min. income ≈ HK$260,872/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$1,480,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,019
−HK$8,968/mo
▼ 0.25% · 3.875%
HK$147,468
−HK$4,519/mo
Today · 4.125%
HK$151,987
baseline
▲ 0.50% · 4.625%
HK$161,236
+HK$9,249/mo
Deposit HK$3.48M · loan HK$31.36M · min. income ≈ HK$303,974/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,480,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,107
−HK$8,596/mo
▼ 0.25% · 3.875%
HK$163,374
−HK$4,329/mo
Today · 4.125%
HK$167,703
baseline
▲ 0.50% · 4.625%
HK$176,543
+HK$8,840/mo
Deposit HK$3.48M · loan HK$31.36M · min. income ≈ HK$335,406/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,480,902 · Scale 2, in force from 26 Feb 2026)