LTV · monthly repayment
▼ 0.50% · 3.625%
HK$794,570
−HK$49,826/mo
▼ 0.25% · 3.875%
HK$819,285
−HK$25,111/mo
Today · 4.125%
HK$844,396
baseline
▲ 0.50% · 4.625%
HK$895,776
+HK$51,380/mo
Deposit HK$174.23M · loan HK$174.23M · min. income ≈ HK$1,688,792/mo (50% DSR)
Upfront cash ≈ HK$196.88M (deposit + AVD stamp duty HK$22,649,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$883,951
−HK$47,757/mo
▼ 0.25% · 3.875%
HK$907,658
−HK$24,050/mo
Today · 4.125%
HK$931,708
baseline
▲ 0.50% · 4.625%
HK$980,820
+HK$49,112/mo
Deposit HK$174.23M · loan HK$174.23M · min. income ≈ HK$1,863,416/mo (50% DSR)
Upfront cash ≈ HK$196.88M (deposit + AVD stamp duty HK$22,649,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$953,484
−HK$59,791/mo
▼ 0.25% · 3.875%
HK$983,142
−HK$30,133/mo
Today · 4.125%
HK$1,013,275
baseline
▲ 0.50% · 4.625%
HK$1,074,931
+HK$61,656/mo
Deposit HK$139.38M · loan HK$209.07M · min. income ≈ HK$2,026,550/mo (50% DSR)
Upfront cash ≈ HK$162.03M (deposit + AVD stamp duty HK$22,649,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,060,741
−HK$57,308/mo
▼ 0.25% · 3.875%
HK$1,089,189
−HK$28,860/mo
Today · 4.125%
HK$1,118,049
baseline
▲ 0.50% · 4.625%
HK$1,176,983
+HK$58,934/mo
Deposit HK$139.38M · loan HK$209.07M · min. income ≈ HK$2,236,098/mo (50% DSR)
Upfront cash ≈ HK$162.03M (deposit + AVD stamp duty HK$22,649,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,112,398
−HK$69,757/mo
▼ 0.25% · 3.875%
HK$1,146,999
−HK$35,156/mo
Today · 4.125%
HK$1,182,155
baseline
▲ 0.50% · 4.625%
HK$1,254,086
+HK$71,931/mo
Deposit HK$104.54M · loan HK$243.92M · min. income ≈ HK$2,364,310/mo (50% DSR)
Upfront cash ≈ HK$127.19M (deposit + AVD stamp duty HK$22,649,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,237,531
−HK$66,860/mo
▼ 0.25% · 3.875%
HK$1,270,721
−HK$33,670/mo
Today · 4.125%
HK$1,304,391
baseline
▲ 0.50% · 4.625%
HK$1,373,147
+HK$68,756/mo
Deposit HK$104.54M · loan HK$243.92M · min. income ≈ HK$2,608,782/mo (50% DSR)
Upfront cash ≈ HK$127.19M (deposit + AVD stamp duty HK$22,649,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,430,225
−HK$89,688/mo
▼ 0.25% · 3.875%
HK$1,474,714
−HK$45,199/mo
Today · 4.125%
HK$1,519,913
baseline
▲ 0.50% · 4.625%
HK$1,612,396
+HK$92,483/mo
Deposit HK$34.85M · loan HK$313.61M · min. income ≈ HK$3,039,826/mo (50% DSR)
Upfront cash ≈ HK$57.50M (deposit + AVD stamp duty HK$22,649,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,591,111
−HK$85,963/mo
▼ 0.25% · 3.875%
HK$1,633,784
−HK$43,290/mo
Today · 4.125%
HK$1,677,074
baseline
▲ 0.50% · 4.625%
HK$1,765,475
+HK$88,401/mo
Deposit HK$34.85M · loan HK$313.61M · min. income ≈ HK$3,354,148/mo (50% DSR)
Upfront cash ≈ HK$57.50M (deposit + AVD stamp duty HK$22,649,658 · Scale 2, in force from 26 Feb 2026)