LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,457
−HK$4,983/mo
▼ 0.25% · 3.875%
HK$81,929
−HK$2,511/mo
Today · 4.125%
HK$84,440
baseline
▲ 0.50% · 4.625%
HK$89,578
+HK$5,138/mo
Deposit HK$17.42M · loan HK$17.42M · min. income ≈ HK$168,880/mo (50% DSR)
Upfront cash ≈ HK$18.90M (deposit + AVD stamp duty HK$1,480,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,395
−HK$4,776/mo
▼ 0.25% · 3.875%
HK$90,766
−HK$2,405/mo
Today · 4.125%
HK$93,171
baseline
▲ 0.50% · 4.625%
HK$98,082
+HK$4,911/mo
Deposit HK$17.42M · loan HK$17.42M · min. income ≈ HK$186,342/mo (50% DSR)
Upfront cash ≈ HK$18.90M (deposit + AVD stamp duty HK$1,480,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,349
−HK$5,979/mo
▼ 0.25% · 3.875%
HK$98,314
−HK$3,014/mo
Today · 4.125%
HK$101,328
baseline
▲ 0.50% · 4.625%
HK$107,493
+HK$6,165/mo
Deposit HK$13.94M · loan HK$20.91M · min. income ≈ HK$202,656/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,480,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,074
−HK$5,731/mo
▼ 0.25% · 3.875%
HK$108,919
−HK$2,886/mo
Today · 4.125%
HK$111,805
baseline
▲ 0.50% · 4.625%
HK$117,699
+HK$5,894/mo
Deposit HK$13.94M · loan HK$20.91M · min. income ≈ HK$223,610/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,480,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,240
−HK$6,976/mo
▼ 0.25% · 3.875%
HK$114,700
−HK$3,516/mo
Today · 4.125%
HK$118,216
baseline
▲ 0.50% · 4.625%
HK$125,409
+HK$7,193/mo
Deposit HK$10.45M · loan HK$24.39M · min. income ≈ HK$236,432/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$1,480,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,753
−HK$6,686/mo
▼ 0.25% · 3.875%
HK$127,072
−HK$3,367/mo
Today · 4.125%
HK$130,439
baseline
▲ 0.50% · 4.625%
HK$137,315
+HK$6,876/mo
Deposit HK$10.45M · loan HK$24.39M · min. income ≈ HK$260,878/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$1,480,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,023
−HK$8,969/mo
▼ 0.25% · 3.875%
HK$147,472
−HK$4,520/mo
Today · 4.125%
HK$151,992
baseline
▲ 0.50% · 4.625%
HK$161,240
+HK$9,248/mo
Deposit HK$3.48M · loan HK$31.36M · min. income ≈ HK$303,984/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,480,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,112
−HK$8,596/mo
▼ 0.25% · 3.875%
HK$163,379
−HK$4,329/mo
Today · 4.125%
HK$167,708
baseline
▲ 0.50% · 4.625%
HK$176,548
+HK$8,840/mo
Deposit HK$3.48M · loan HK$31.36M · min. income ≈ HK$335,416/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,480,943 · Scale 2, in force from 26 Feb 2026)