LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,460
−HK$4,983/mo
▼ 0.25% · 3.875%
HK$81,932
−HK$2,511/mo
Today · 4.125%
HK$84,443
baseline
▲ 0.50% · 4.625%
HK$89,581
+HK$5,138/mo
Deposit HK$17.42M · loan HK$17.42M · min. income ≈ HK$168,886/mo (50% DSR)
Upfront cash ≈ HK$18.90M (deposit + AVD stamp duty HK$1,481,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,399
−HK$4,776/mo
▼ 0.25% · 3.875%
HK$90,769
−HK$2,406/mo
Today · 4.125%
HK$93,175
baseline
▲ 0.50% · 4.625%
HK$98,086
+HK$4,911/mo
Deposit HK$17.42M · loan HK$17.42M · min. income ≈ HK$186,350/mo (50% DSR)
Upfront cash ≈ HK$18.90M (deposit + AVD stamp duty HK$1,481,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,352
−HK$5,980/mo
▼ 0.25% · 3.875%
HK$98,318
−HK$3,014/mo
Today · 4.125%
HK$101,332
baseline
▲ 0.50% · 4.625%
HK$107,497
+HK$6,165/mo
Deposit HK$13.94M · loan HK$20.91M · min. income ≈ HK$202,664/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,481,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,078
−HK$5,731/mo
▼ 0.25% · 3.875%
HK$108,923
−HK$2,886/mo
Today · 4.125%
HK$111,809
baseline
▲ 0.50% · 4.625%
HK$117,703
+HK$5,894/mo
Deposit HK$13.94M · loan HK$20.91M · min. income ≈ HK$223,618/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,481,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,244
−HK$6,976/mo
▼ 0.25% · 3.875%
HK$114,705
−HK$3,515/mo
Today · 4.125%
HK$118,220
baseline
▲ 0.50% · 4.625%
HK$125,414
+HK$7,194/mo
Deposit HK$10.45M · loan HK$24.39M · min. income ≈ HK$236,440/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$1,481,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,758
−HK$6,686/mo
▼ 0.25% · 3.875%
HK$127,077
−HK$3,367/mo
Today · 4.125%
HK$130,444
baseline
▲ 0.50% · 4.625%
HK$137,320
+HK$6,876/mo
Deposit HK$10.45M · loan HK$24.39M · min. income ≈ HK$260,888/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$1,481,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,028
−HK$8,969/mo
▼ 0.25% · 3.875%
HK$147,477
−HK$4,520/mo
Today · 4.125%
HK$151,997
baseline
▲ 0.50% · 4.625%
HK$161,246
+HK$9,249/mo
Deposit HK$3.48M · loan HK$31.36M · min. income ≈ HK$303,994/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,481,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,118
−HK$8,596/mo
▼ 0.25% · 3.875%
HK$163,385
−HK$4,329/mo
Today · 4.125%
HK$167,714
baseline
▲ 0.50% · 4.625%
HK$176,555
+HK$8,841/mo
Deposit HK$3.48M · loan HK$31.36M · min. income ≈ HK$335,428/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,481,000 · Scale 2, in force from 26 Feb 2026)