LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,462
−HK$4,983/mo
▼ 0.25% · 3.875%
HK$81,934
−HK$2,511/mo
Today · 4.125%
HK$84,445
baseline
▲ 0.50% · 4.625%
HK$89,583
+HK$5,138/mo
Deposit HK$17.42M · loan HK$17.42M · min. income ≈ HK$168,890/mo (50% DSR)
Upfront cash ≈ HK$18.90M (deposit + AVD stamp duty HK$1,481,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,401
−HK$4,776/mo
▼ 0.25% · 3.875%
HK$90,772
−HK$2,405/mo
Today · 4.125%
HK$93,177
baseline
▲ 0.50% · 4.625%
HK$98,088
+HK$4,911/mo
Deposit HK$17.42M · loan HK$17.42M · min. income ≈ HK$186,354/mo (50% DSR)
Upfront cash ≈ HK$18.90M (deposit + AVD stamp duty HK$1,481,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,355
−HK$5,979/mo
▼ 0.25% · 3.875%
HK$98,321
−HK$3,013/mo
Today · 4.125%
HK$101,334
baseline
▲ 0.50% · 4.625%
HK$107,500
+HK$6,166/mo
Deposit HK$13.94M · loan HK$20.91M · min. income ≈ HK$202,668/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,481,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,081
−HK$5,731/mo
▼ 0.25% · 3.875%
HK$108,926
−HK$2,886/mo
Today · 4.125%
HK$111,812
baseline
▲ 0.50% · 4.625%
HK$117,706
+HK$5,894/mo
Deposit HK$13.94M · loan HK$20.91M · min. income ≈ HK$223,624/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,481,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,247
−HK$6,976/mo
▼ 0.25% · 3.875%
HK$114,707
−HK$3,516/mo
Today · 4.125%
HK$118,223
baseline
▲ 0.50% · 4.625%
HK$125,417
+HK$7,194/mo
Deposit HK$10.45M · loan HK$24.39M · min. income ≈ HK$236,446/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$1,481,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,761
−HK$6,687/mo
▼ 0.25% · 3.875%
HK$127,080
−HK$3,368/mo
Today · 4.125%
HK$130,448
baseline
▲ 0.50% · 4.625%
HK$137,324
+HK$6,876/mo
Deposit HK$10.45M · loan HK$24.39M · min. income ≈ HK$260,896/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$1,481,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,032
−HK$8,969/mo
▼ 0.25% · 3.875%
HK$147,481
−HK$4,520/mo
Today · 4.125%
HK$152,001
baseline
▲ 0.50% · 4.625%
HK$161,250
+HK$9,249/mo
Deposit HK$3.48M · loan HK$31.36M · min. income ≈ HK$304,002/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,481,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,122
−HK$8,596/mo
▼ 0.25% · 3.875%
HK$163,389
−HK$4,329/mo
Today · 4.125%
HK$167,718
baseline
▲ 0.50% · 4.625%
HK$176,559
+HK$8,841/mo
Deposit HK$3.48M · loan HK$31.36M · min. income ≈ HK$335,436/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,481,037 · Scale 2, in force from 26 Feb 2026)