LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,465
−HK$4,983/mo
▼ 0.25% · 3.875%
HK$81,937
−HK$2,511/mo
Today · 4.125%
HK$84,448
baseline
▲ 0.50% · 4.625%
HK$89,587
+HK$5,139/mo
Deposit HK$17.42M · loan HK$17.42M · min. income ≈ HK$168,896/mo (50% DSR)
Upfront cash ≈ HK$18.91M (deposit + AVD stamp duty HK$1,481,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,404
−HK$4,776/mo
▼ 0.25% · 3.875%
HK$90,775
−HK$2,405/mo
Today · 4.125%
HK$93,180
baseline
▲ 0.50% · 4.625%
HK$98,092
+HK$4,912/mo
Deposit HK$17.42M · loan HK$17.42M · min. income ≈ HK$186,360/mo (50% DSR)
Upfront cash ≈ HK$18.91M (deposit + AVD stamp duty HK$1,481,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,358
−HK$5,980/mo
▼ 0.25% · 3.875%
HK$98,324
−HK$3,014/mo
Today · 4.125%
HK$101,338
baseline
▲ 0.50% · 4.625%
HK$107,504
+HK$6,166/mo
Deposit HK$13.94M · loan HK$20.91M · min. income ≈ HK$202,676/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,481,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,085
−HK$5,732/mo
▼ 0.25% · 3.875%
HK$108,930
−HK$2,887/mo
Today · 4.125%
HK$111,817
baseline
▲ 0.50% · 4.625%
HK$117,711
+HK$5,894/mo
Deposit HK$13.94M · loan HK$20.91M · min. income ≈ HK$223,634/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,481,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,251
−HK$6,977/mo
▼ 0.25% · 3.875%
HK$114,712
−HK$3,516/mo
Today · 4.125%
HK$118,228
baseline
▲ 0.50% · 4.625%
HK$125,422
+HK$7,194/mo
Deposit HK$10.45M · loan HK$24.39M · min. income ≈ HK$236,456/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$1,481,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,766
−HK$6,687/mo
▼ 0.25% · 3.875%
HK$127,085
−HK$3,368/mo
Today · 4.125%
HK$130,453
baseline
▲ 0.50% · 4.625%
HK$137,329
+HK$6,876/mo
Deposit HK$10.45M · loan HK$24.39M · min. income ≈ HK$260,906/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$1,481,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,037
−HK$8,970/mo
▼ 0.25% · 3.875%
HK$147,487
−HK$4,520/mo
Today · 4.125%
HK$152,007
baseline
▲ 0.50% · 4.625%
HK$161,256
+HK$9,249/mo
Deposit HK$3.48M · loan HK$31.36M · min. income ≈ HK$304,014/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,481,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,128
−HK$8,597/mo
▼ 0.25% · 3.875%
HK$163,395
−HK$4,330/mo
Today · 4.125%
HK$167,725
baseline
▲ 0.50% · 4.625%
HK$176,566
+HK$8,841/mo
Deposit HK$3.48M · loan HK$31.36M · min. income ≈ HK$335,450/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,481,094 · Scale 2, in force from 26 Feb 2026)