LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,474
−HK$4,984/mo
▼ 0.25% · 3.875%
HK$81,946
−HK$2,512/mo
Today · 4.125%
HK$84,458
baseline
▲ 0.50% · 4.625%
HK$89,597
+HK$5,139/mo
Deposit HK$17.43M · loan HK$17.43M · min. income ≈ HK$168,916/mo (50% DSR)
Upfront cash ≈ HK$18.91M (deposit + AVD stamp duty HK$1,481,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,414
−HK$4,777/mo
▼ 0.25% · 3.875%
HK$90,785
−HK$2,406/mo
Today · 4.125%
HK$93,191
baseline
▲ 0.50% · 4.625%
HK$98,103
+HK$4,912/mo
Deposit HK$17.43M · loan HK$17.43M · min. income ≈ HK$186,382/mo (50% DSR)
Upfront cash ≈ HK$18.91M (deposit + AVD stamp duty HK$1,481,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,369
−HK$5,980/mo
▼ 0.25% · 3.875%
HK$98,336
−HK$3,013/mo
Today · 4.125%
HK$101,349
baseline
▲ 0.50% · 4.625%
HK$107,516
+HK$6,167/mo
Deposit HK$13.94M · loan HK$20.91M · min. income ≈ HK$202,698/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,481,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,097
−HK$5,732/mo
▼ 0.25% · 3.875%
HK$108,943
−HK$2,886/mo
Today · 4.125%
HK$111,829
baseline
▲ 0.50% · 4.625%
HK$117,724
+HK$5,895/mo
Deposit HK$13.94M · loan HK$20.91M · min. income ≈ HK$223,658/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,481,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,264
−HK$6,977/mo
▼ 0.25% · 3.875%
HK$114,725
−HK$3,516/mo
Today · 4.125%
HK$118,241
baseline
▲ 0.50% · 4.625%
HK$125,436
+HK$7,195/mo
Deposit HK$10.46M · loan HK$24.40M · min. income ≈ HK$236,482/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$1,481,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,780
−HK$6,687/mo
▼ 0.25% · 3.875%
HK$127,100
−HK$3,367/mo
Today · 4.125%
HK$130,467
baseline
▲ 0.50% · 4.625%
HK$137,344
+HK$6,877/mo
Deposit HK$10.46M · loan HK$24.40M · min. income ≈ HK$260,934/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$1,481,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,053
−HK$8,971/mo
▼ 0.25% · 3.875%
HK$147,503
−HK$4,521/mo
Today · 4.125%
HK$152,024
baseline
▲ 0.50% · 4.625%
HK$161,275
+HK$9,251/mo
Deposit HK$3.49M · loan HK$31.37M · min. income ≈ HK$304,048/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,481,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,146
−HK$8,598/mo
▼ 0.25% · 3.875%
HK$163,414
−HK$4,330/mo
Today · 4.125%
HK$167,744
baseline
▲ 0.50% · 4.625%
HK$176,586
+HK$8,842/mo
Deposit HK$3.49M · loan HK$31.37M · min. income ≈ HK$335,488/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,481,260 · Scale 2, in force from 26 Feb 2026)