LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,476
−HK$4,984/mo
▼ 0.25% · 3.875%
HK$81,948
−HK$2,512/mo
Today · 4.125%
HK$84,460
baseline
▲ 0.50% · 4.625%
HK$89,599
+HK$5,139/mo
Deposit HK$17.43M · loan HK$17.43M · min. income ≈ HK$168,920/mo (50% DSR)
Upfront cash ≈ HK$18.91M (deposit + AVD stamp duty HK$1,481,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,417
−HK$4,776/mo
▼ 0.25% · 3.875%
HK$90,788
−HK$2,405/mo
Today · 4.125%
HK$93,193
baseline
▲ 0.50% · 4.625%
HK$98,106
+HK$4,913/mo
Deposit HK$17.43M · loan HK$17.43M · min. income ≈ HK$186,386/mo (50% DSR)
Upfront cash ≈ HK$18.91M (deposit + AVD stamp duty HK$1,481,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,371
−HK$5,981/mo
▼ 0.25% · 3.875%
HK$98,338
−HK$3,014/mo
Today · 4.125%
HK$101,352
baseline
▲ 0.50% · 4.625%
HK$107,519
+HK$6,167/mo
Deposit HK$13.94M · loan HK$20.91M · min. income ≈ HK$202,704/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,481,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,100
−HK$5,732/mo
▼ 0.25% · 3.875%
HK$108,945
−HK$2,887/mo
Today · 4.125%
HK$111,832
baseline
▲ 0.50% · 4.625%
HK$117,727
+HK$5,895/mo
Deposit HK$13.94M · loan HK$20.91M · min. income ≈ HK$223,664/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,481,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,267
−HK$6,977/mo
▼ 0.25% · 3.875%
HK$114,728
−HK$3,516/mo
Today · 4.125%
HK$118,244
baseline
▲ 0.50% · 4.625%
HK$125,439
+HK$7,195/mo
Deposit HK$10.46M · loan HK$24.40M · min. income ≈ HK$236,488/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$1,481,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,783
−HK$6,688/mo
▼ 0.25% · 3.875%
HK$127,103
−HK$3,368/mo
Today · 4.125%
HK$130,471
baseline
▲ 0.50% · 4.625%
HK$137,348
+HK$6,877/mo
Deposit HK$10.46M · loan HK$24.40M · min. income ≈ HK$260,942/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$1,481,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,057
−HK$8,971/mo
▼ 0.25% · 3.875%
HK$147,507
−HK$4,521/mo
Today · 4.125%
HK$152,028
baseline
▲ 0.50% · 4.625%
HK$161,279
+HK$9,251/mo
Deposit HK$3.49M · loan HK$31.37M · min. income ≈ HK$304,056/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,481,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,150
−HK$8,598/mo
▼ 0.25% · 3.875%
HK$163,418
−HK$4,330/mo
Today · 4.125%
HK$167,748
baseline
▲ 0.50% · 4.625%
HK$176,590
+HK$8,842/mo
Deposit HK$3.49M · loan HK$31.37M · min. income ≈ HK$335,496/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,481,299 · Scale 2, in force from 26 Feb 2026)