LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,479
−HK$4,984/mo
▼ 0.25% · 3.875%
HK$81,951
−HK$2,512/mo
Today · 4.125%
HK$84,463
baseline
▲ 0.50% · 4.625%
HK$89,602
+HK$5,139/mo
Deposit HK$17.43M · loan HK$17.43M · min. income ≈ HK$168,926/mo (50% DSR)
Upfront cash ≈ HK$18.91M (deposit + AVD stamp duty HK$1,481,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,419
−HK$4,777/mo
▼ 0.25% · 3.875%
HK$90,791
−HK$2,405/mo
Today · 4.125%
HK$93,196
baseline
▲ 0.50% · 4.625%
HK$98,109
+HK$4,913/mo
Deposit HK$17.43M · loan HK$17.43M · min. income ≈ HK$186,392/mo (50% DSR)
Upfront cash ≈ HK$18.91M (deposit + AVD stamp duty HK$1,481,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,374
−HK$5,981/mo
▼ 0.25% · 3.875%
HK$98,341
−HK$3,014/mo
Today · 4.125%
HK$101,355
baseline
▲ 0.50% · 4.625%
HK$107,523
+HK$6,168/mo
Deposit HK$13.94M · loan HK$20.91M · min. income ≈ HK$202,710/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,481,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,103
−HK$5,733/mo
▼ 0.25% · 3.875%
HK$108,949
−HK$2,887/mo
Today · 4.125%
HK$111,836
baseline
▲ 0.50% · 4.625%
HK$117,731
+HK$5,895/mo
Deposit HK$13.94M · loan HK$20.91M · min. income ≈ HK$223,672/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,481,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,270
−HK$6,978/mo
▼ 0.25% · 3.875%
HK$114,731
−HK$3,517/mo
Today · 4.125%
HK$118,248
baseline
▲ 0.50% · 4.625%
HK$125,443
+HK$7,195/mo
Deposit HK$10.46M · loan HK$24.40M · min. income ≈ HK$236,496/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$1,481,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,787
−HK$6,688/mo
▼ 0.25% · 3.875%
HK$127,107
−HK$3,368/mo
Today · 4.125%
HK$130,475
baseline
▲ 0.50% · 4.625%
HK$137,352
+HK$6,877/mo
Deposit HK$10.46M · loan HK$24.40M · min. income ≈ HK$260,950/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$1,481,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,062
−HK$8,971/mo
▼ 0.25% · 3.875%
HK$147,512
−HK$4,521/mo
Today · 4.125%
HK$152,033
baseline
▲ 0.50% · 4.625%
HK$161,284
+HK$9,251/mo
Deposit HK$3.49M · loan HK$31.37M · min. income ≈ HK$304,066/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,481,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,155
−HK$8,598/mo
▼ 0.25% · 3.875%
HK$163,423
−HK$4,330/mo
Today · 4.125%
HK$167,753
baseline
▲ 0.50% · 4.625%
HK$176,596
+HK$8,843/mo
Deposit HK$3.49M · loan HK$31.37M · min. income ≈ HK$335,506/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,481,346 · Scale 2, in force from 26 Feb 2026)