LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,482
−HK$4,984/mo
▼ 0.25% · 3.875%
HK$81,954
−HK$2,512/mo
Today · 4.125%
HK$84,466
baseline
▲ 0.50% · 4.625%
HK$89,605
+HK$5,139/mo
Deposit HK$17.43M · loan HK$17.43M · min. income ≈ HK$168,932/mo (50% DSR)
Upfront cash ≈ HK$18.91M (deposit + AVD stamp duty HK$1,481,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,422
−HK$4,778/mo
▼ 0.25% · 3.875%
HK$90,794
−HK$2,406/mo
Today · 4.125%
HK$93,200
baseline
▲ 0.50% · 4.625%
HK$98,112
+HK$4,912/mo
Deposit HK$17.43M · loan HK$17.43M · min. income ≈ HK$186,400/mo (50% DSR)
Upfront cash ≈ HK$18.91M (deposit + AVD stamp duty HK$1,481,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,378
−HK$5,981/mo
▼ 0.25% · 3.875%
HK$98,345
−HK$3,014/mo
Today · 4.125%
HK$101,359
baseline
▲ 0.50% · 4.625%
HK$107,526
+HK$6,167/mo
Deposit HK$13.94M · loan HK$20.91M · min. income ≈ HK$202,718/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,481,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,107
−HK$5,733/mo
▼ 0.25% · 3.875%
HK$108,953
−HK$2,887/mo
Today · 4.125%
HK$111,840
baseline
▲ 0.50% · 4.625%
HK$117,735
+HK$5,895/mo
Deposit HK$13.94M · loan HK$20.91M · min. income ≈ HK$223,680/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,481,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,274
−HK$6,978/mo
▼ 0.25% · 3.875%
HK$114,735
−HK$3,517/mo
Today · 4.125%
HK$118,252
baseline
▲ 0.50% · 4.625%
HK$125,447
+HK$7,195/mo
Deposit HK$10.46M · loan HK$24.40M · min. income ≈ HK$236,504/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$1,481,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,791
−HK$6,689/mo
▼ 0.25% · 3.875%
HK$127,111
−HK$3,369/mo
Today · 4.125%
HK$130,480
baseline
▲ 0.50% · 4.625%
HK$137,357
+HK$6,877/mo
Deposit HK$10.46M · loan HK$24.40M · min. income ≈ HK$260,960/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$1,481,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,067
−HK$8,971/mo
▼ 0.25% · 3.875%
HK$147,517
−HK$4,521/mo
Today · 4.125%
HK$152,038
baseline
▲ 0.50% · 4.625%
HK$161,290
+HK$9,252/mo
Deposit HK$3.49M · loan HK$31.37M · min. income ≈ HK$304,076/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,481,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,160
−HK$8,599/mo
▼ 0.25% · 3.875%
HK$163,429
−HK$4,330/mo
Today · 4.125%
HK$167,759
baseline
▲ 0.50% · 4.625%
HK$176,602
+HK$8,843/mo
Deposit HK$3.49M · loan HK$31.37M · min. income ≈ HK$335,518/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,481,399 · Scale 2, in force from 26 Feb 2026)